22534 Lawrence Ave, Dearborn, MI 48128 Property Records

Wayne County property record for 22534 Lawrence Ave, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,947 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2025)
Tax Bill	$12,764 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-162-19-005`

Property Details

APN / Parcel Number

Primary APN	`82-09-162-19-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	702 sqft
Unfinished Basement	701 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Area	390 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	22534 LAWRENCE AVE
City	DEARBORN
State	MI
Zip	48128-1398
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOTS 83, 84 GITTIN'S SUB
Legal Subdivision	GITTINS
Legal Lot Number	83-84
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	2
Census Block	2020
Census Tract	579900

Owner

22534 Lawrence Ave is owned and occupied by an individual who bought it in September 2025.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	5450 WESSEX CT, 104, DEARBORN, MI 48126-2678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LEGACY LENDING LLC
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Mar 7, 2019	Warranty Deed, Transfer INDEPENDENT TITLE SVCS INC
Mar 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	2025277176
Deed Book / Page	59812 / 795
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0598120795
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398

Mortgage

Document Number	0583610865
Date	Jul 24, 2023
Book Page	58361/865
Instrument	2023197853

Lender

Name	LEGACY LENDING LLC
Type	Mortgage Company
Address	DEARBORN, MI 48124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jul 30, 2025

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 29, 2025
Property Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398
Document Number	0598120795
Book / Page	59812 / 795
Map Reference	LB 41 PG 91
Instrument Date	Sep 29, 2025
Instrument	2025277176
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	VENTURE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5450 WESSEX CT, DEARBORN, MI 48126-4268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398

Mortgage

Document Number	0059812797
Date	Sep 29, 2025
Instrument	59812/797

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3.87%
Max Rate At Change	11.6%
Index	SOFR Average 30-Day
Max Rate	11.6%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398

Mortgage

Document Number	0559611384
Date	Aug 11, 2020
Book Page	55961/1384
Instrument	2020229621

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 7, 2019
Property Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398
Document Number	0548910012
Book / Page	54891 / 0012
Map Reference	LB 41 PG 91
Instrument Date	Feb 22, 2019
Instrument	2019049003
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	INDEPENDENT TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 BRENTWOOD DR, 451, GRAND RAPIDS, MI 49525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE MI
Recording Date	Mar 7, 2019
Property Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398
Document Number	0548910015
Book / Page	54891 / 0015
Map Reference	LB 41 PG 91
Instrument Date	Feb 22, 2019
Instrument	2019049004
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	INDEPENDENT TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22534 LAWRENCE AVE, 22534, DEARBORN, MI 48128-1398

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22534 LAWRENCE AVE, DEARBORN, MI 48128-1398

Mortgage

Document Number	2019049005
Date	Mar 7, 2019
Instrument	2019049005

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 22534 Lawrence Ave was $12,764 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,300 (+11.21%)	$670,600 (+11.21%)
2025	$12,764.00 Homeowner's exemption	$301,500	$603,000
2023	$8,659.00 Homeowner's exemption	$207,900	$415,800
2019	$4,110.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22534 Lawrence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 22534 Lawrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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