2253 Grays Bend Rd, Centerville, TN 37033 Property Records

Hickman County property record for 2253 Grays Bend Rd, Centerville, TN 37033

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,900 sqft · built 1988
Lot Size	20.3 acres (886,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Sep 2020)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`085-022.05`

Property Details

APN / Parcel Number

Primary APN	`085-022.05`
Alternative APNs	`085 02205 00001085` `0108508502205` `041085 02205`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	3,900 sqft Living Area
1st Floor Area	3,060 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	886,446 sqft
Terrain	Rolling
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	120 sqft
Patio Area	450 sqft
Shed	1 Shed
Shed Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2253 GRAYS BEND RD
City	CENTERVILLE
State	TN
Zip	37033-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB E PG 78E
Legal Subdivision	GLEN W & COLLEEN M RAY PROP
Legal Tract	1
Jurisdiction	HICKMAN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3000
Census Tract	950302

Owner

Source: Hickman County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
May 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS AND MERCHANTS BANK
Sep 2, 2020	Deed, Transfer · VA Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Deed Document Number	20204579
Deed Book / Page	42 / 7280
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000237
Date	Jan 20, 2017
Book Page	35/9587
Instrument	17000237

Lender

Name	NBKC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2022

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129

Mortgage

Document Number	0000003396
Date	Jun 25, 2019
Book Page	040/1480
Instrument	19003396

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	COLUMBIA, TN 38402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HICKMAN TN
Property Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003122
Date	May 28, 2020
Book Page	42/1367
Instrument	20003122

Lender

Name	FIRST FARMERS AND MERCHANTS BANK
Type	Non-Lending Institution
Address	COLUMBIA, TN 38402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HICKMAN TN
Recording Date	Sep 2, 2020
Property Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129
Document Number	0000004579
Book / Page	42 / 7280
Map Reference	MB 14 PG 3607
Instrument Date	Aug 28, 2020
Instrument	20004579
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2253 GRAYS BEND RD, CENTERVILLE, TN 37033-5129

Mortgage

Document Number	0000004580
Date	Sep 2, 2020
Instrument	20004580

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Hickman County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hickman County
Unified School District	Hickman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,675 (+62.69%)	$687,800 (+78.56%) Land $110,500 Building $577,300
2025	$2,562.00 (-32.56%)	$96,300 (-)	$385,200 (-) Land $71,000 Building $314,200
2023	$3,799.00	$96,300 (-)	$385,200 (-) Land $71,000 Building $314,200
2022	$3,799.00	$96,300	$385,200 Land $71,000 Building $314,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE WATER SYSTEM serves 11,011 people · EPA ID TN0000103
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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