Bay County property record for 22527 Sunset Ave, Panama City Beach, FL 32413
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1989 |
| Lot Size | 0.126 acres (5,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,000 (Feb 2010) |
| Tax Bill | $3,681 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36201-000-000 |
| Primary APN | 36201-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,488 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Driveway | Brick Driveway |
| Driveway Area | 486 sqft |
| Porch | Florida Room |
| Porch Area | 340 sqft |
| Deck Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 22527 SUNSET AVE |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413-3034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC15 |
| Legal Description | INLET BEACH HEIGHTS MAP 6A1 LOT 140 ORB 3219 P 1376 |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 05 |
| Legal Subdivision | INLET BEACH HEIGHTS |
| Legal Lot Number | 140 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1101 |
| Census Tract | 2707 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 706 WILSON DR, TROY, AL 36079-2955 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2010 · Amount on Record |
| Deed Sale | Feb 16, 2010 · Amount on Record |
| Deed Document Number | 20107812 |
| Deed Book / Page | 3219 / 1376 |
| Prior Transfer Date | Jan 10, 2005 |
| Prior Transfer Doc | 0025561853 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,681.00 (+11.04%) | $239,521 (-18.56%) | $377,522 (+28.36%) Land $195,500 Building $182,022 |
| 2024 | $3,315.00 (+9.62%) | ||
| 2023 | $3,024.00 (+41.84%) | $294,117 (+59.39%) Land $123,000 Building $171,117 | $294,117 (+59.39%) Land $123,000 Building $171,117 |
| 2022 | $2,132.00 | $184,524 Land $91,000 Building $93,524 | $184,524 Land $91,000 Building $93,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 747 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,444 units insured incl. 697 condo units |
| Nearby Flood Claims | 47 (1995–2026) |
| Claims Outside the SFHA | 20 of 47 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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