22523 Chipeta Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 22523 Chipeta Rd, Apple Valley, CA 92307

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,099 sqft · built 2003
Lot Size2.1 acres (91,911 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Apr 2012)
Tax Bill$2,745 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2020 Loan Modification
+ 4 more
Flood ZoneZone D (undetermined)
APN0437-611-01-0000

Property Details

APN / Parcel Number

Primary APN0437-611-01-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,099 sqft Living Area
Gross Area2,693 sqft
1st Floor Area2,099 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area91,911 sqft
TerrainBelow Road/Slope
View / LotAverage
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area409 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address22523 CHIPETA RD
CityAPPLE VALLEY
StateCA
Zip92307-6967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL MAP 9365 PARCEL 1
Legal SubdivisionPARCEL MAP 9365
Legal Block1
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1087
Census Tract12101

Owner

22523 Chipeta Rd is owned and occupied by two individuals who acquired it in April 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2022Deed of Trust, Mortgage · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 14, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
May 14, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Apr 23, 2018Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 6, 2017Loan Modification, Mortgage · FHA Mortgage
WELLS FARGO BK
Feb 6, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2012 · Amount on File
Deed SaleApr 13, 2012 · Amount on File
Prior SaleMar 12, 2003 · Amount on File
Deed Document Number2012142830
Last Transfer DateApr 20, 2018
Transfer Doc0000144903
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Transaction TypeMortgage
Record UpdatedMay 18, 2022
Title CompanyTICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967

Mortgage

Document Number0000171389
DateMay 6, 2022
Instrument2022-0171389
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Document Number0000199852
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22523 CHIPETA RD APPLE VALLEY CA 923076967, APPLE VALLEY, CA 92307-6967

Mortgage

Document Number0000199852
DateJun 17, 2020
Instrument199852
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 16, 2050
Interest
Rate3.37%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Document Number0000180302
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address22523 CHIPETA RD APPLE VALLEY CA 923076967, APPLE VALLEY, CA 92307-6967

Mortgage

Document Number0000180302
DateJun 1, 2020
Instrument180302
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 31, 2050

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 23, 2018
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Document Number0000144903
Instrument DateApr 20, 2018
Instrument144903
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address22523 CHIPETA RD APPLE VALLEY CA 923076967, APPLE VALLEY, CA 92307-6967

February 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN BERNARDINO CA
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Document Number0000096069
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedMar 15, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address22523 CHIPETA RD APPLE VALLEY CA 923076967, APPLE VALLEY, CA 92307-6967

Mortgage

Document Number0000096069
DateMar 3, 2017
Instrument96069
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 2, 2047
Interest
Rate3.62%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address22523 CHIPETA RD, APPLE VALLEY, CA 92307-6967
Document Number0000120773
Instrument DateFeb 6, 2017
Transaction TypeMortgage
Record UpdatedMar 31, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address22523 CHIPETA RD APPLE VALLEY CA 923076967, APPLE VALLEY, CA 92307-6967

Mortgage

Document Number0000120773
DateMar 23, 2017
Instrument120773
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 22523 Chipeta Rd was $2,745.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$204,990 (+2%) Land $28,187 Building $176,803
2025$2,745.00$200,970 Land $27,634 Building $173,336
2023$2,697.00 (+18.86%)$193,166 Land $26,561 Building $166,605
2022$2,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 22523 Chipeta Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22523 Chipeta Rd is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDEN STATE WATER CO - APPLE VLY NORTH
private · serves 2,097 people · EPA ID CA3610105
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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