Pierce County property record for 22518 40th Ave E, Spanaway, WA 98387
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,444 sqft · built 1970 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,950 (May 1997) |
| Tax Bill | $5,306 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031813-2-066 |
| Primary APN | 031813-2-066 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 2,444 sqft |
| Basement Area | 672 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Storage Building | 180 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 22520 40TH AVE E |
|---|---|
| City | SPANAWAY |
| State | WA |
| Zip | 98387-6929 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R5 |
| Legal Description | SECTION 13 TOWNSHIP 18 RANGE 03 QUARTER 22 : N 1/2 OF FOLL DESC PROP BEG 440 FT E & 490 FT S OF NW COR OF NW OF SEC TH S 220 FT TH E 200 FT TH N 220 FT TO A PT 490 FT S OF N LI OF SD SEC TH W 200 FT TO POB SEG F 9592 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GRAHAM-THRIFT |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 73114 |
Source: Pierce County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 22520 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit C C LENDING INC |
| Nov 3, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 29, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 1997 · Amount on Record |
| Deed Sale | May 30, 1997 · Amount on Record |
| Deed Document Number | 1997984 |
| Deed Book / Page | 1347 / 521 |
| Last Transfer Date | Oct 27, 2021 |
| Transfer Doc | 0000000612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 1, 2026 |
| Property Address | 22520 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Document Number | 0000000012 |
| Instrument Date | Aug 29, 2026 |
| Instrument | 202612 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 22520 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000012, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 202612 |
| Name | C C LENDING INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Nov 3, 2021 |
| Property Address | 22518 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Document Number | 0011030612 |
| Instrument Date | Oct 27, 2021 |
| Instrument | 202111030612 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 22520 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Document Number | 0011030613 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 202111030613 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 22518 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Document Number | 2101111506 |
| Instrument Date | Oct 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 22518 40TH AVE E SPANAWAY WA 983876929, SPANAWAY, WA 98387-6929 |
| Document Number | 2101111506 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 202101111506 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 29, 2020 |
| Property Address | 22518 40TH AVE E, SPANAWAY, WA 98387-6929 |
| Document Number | 2007290461 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 202007290461 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22518 40TH AVE E SPANAWAY WA 983876929, SPANAWAY, WA 98387-6929 |
| Document Number | 2007290462 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 202007290462 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 28, 2050 |
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Bethel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,100 (+10.59%) Land $194,600 Building $279,500 | $474,100 (+10.59%) Land $194,600 Building $279,500 | |
| 2025 | $5,306.00 (+4.84%) | ||
| 2024 | $5,061.00 (-3.12%) | $428,700 (-5.09%) Land $172,800 Building $255,900 | $428,700 (-5.09%) Land $172,800 Building $255,900 |
| 2023 | $5,224.00 | $451,700 Land $184,400 Building $267,300 | $451,700 Land $184,400 Building $267,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2021 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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