22516 770th Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 22516 770th Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1959
Lot Size	0.214 acres (9,351 sqft)
Owner	Individual Name on File
Last Sale	$129,787 (Jul 2019)
Tax Bill	$1,860 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34.441.0020`

Property Details

APN / Parcel Number

Primary APN	`34.441.0020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,020 sqft Living Area
Basement Area	500 sqft
Finished Basement	500 sqft
Unfinished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,351 sqft (0.214 acres)
Garage Type	Detached
Garage Area	336 sqft
Porch	Slab
Porch Area	36 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	22516 770TH AVE
City	ALBERT LEA
State	MN
Zip	56007-6313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-103 RANGE-021 OAK HEIGHTS SUBDIVISION LOT-006 LOT 6 OAK HEIGHTS SUBDIVISION CITY OF ALBERT LEA
Legal Range	21
Legal Township	103
Legal Section	35
Legal Subdivision	OAK HEIGHTS SUBDIVISION
Legal Lot Number	6
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1087
Census Tract	180700

Owner

22516 770th Ave is owned and occupied by an individual who bought it in July 2019.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	22516 770TH AVE, ALBERT LEA, MN 56007-6313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED EMPLOYEES CU
Jul 31, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CONSULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Deed Document Number	2019V990300
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	22516 770TH AVE, ALBERT LEA, MN 56007-6313
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A537854
Date	Jun 11, 2019
Instrument	A537854

Lender

Name	UNITED EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2034

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 31, 2019
Property Address	22516 770TH AVE, ALBERT LEA, MN 56007-6313
Document Number	0CRV990300
Instrument Date	Jul 31, 2019
Instrument	CRV990300
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1442 MARTIN RD, 1442, ALBERT LEA, MN 56007-1534

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22516 770TH AVE, ALBERT LEA, MN 56007-6313

Mortgage

Document Number	000A538652
Date	Aug 6, 2019
Instrument	A538652

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 22516 770th Ave was $1,860 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,860.00 Homeowner's exemption	$147,200 (-) Land $28,600 Building $118,600	$147,200 (-) Land $28,600 Building $118,600
2025	$1,860.00 Homeowner's exemption	$147,200 Land $28,600 Building $118,600	$147,200 Land $28,600 Building $118,600
2023	$1,196.00 Homeowner's exemption	$111,500 Land $28,600 Building $82,900	$111,500 Land $28,600 Building $82,900
2020	$1,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22516 770th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 22516 770th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on 770th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures