San Joaquin County property record for 22515 S Frederick Rd, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,950 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $910,000 (2022) |
| Tax Bill | $10,137.00 (2025) |
| Primary APN | 228-130-140-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,950 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Water Source | Well Water Source |
| Old Parcel Number | 24326001 |
|---|---|
| Street Address | 22515 S FREDERICK RD |
| City | RIPON |
| State | CA |
| Zip | 95366-3140 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | REDRAWN JAN-03-2002 FROM ORIGINAL APN 243-260-01 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 228-130-140-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 09, 2022 | Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| May 02, 2017 | Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2022 · Amount on Record |
| Deed Sale | Aug 09, 2022 · Amount on Record |
| Prior Sale | May 02, 2017 · Amount on Record |
| Deed Doc Number | 2022-094678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 09, 2022 |
| Property Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Document Number | 0000094678 |
| Instrument Date | Aug 02, 2022 |
| Instrument | 2022-094678 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Document Number | 0000094679 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022-094679 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Number | 0000094680 |
|---|---|
| Date | Aug 09, 2022 |
| Instrument | 2022-094680 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | ANCHORAGE, AK 99519 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 08, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Document Number | 0000183605 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-183605 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Document Number | 0000041172 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019-041172 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 02, 2017 |
| Property Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Document Number | 0000049067 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 2017-049067 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 22515 S FREDERICK RD, RIPON, CA 95366-3140 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049068 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 2017-049068 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.62% |
| Index | 1-Year LIBOR |
| Max Rate | 10.6% |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,137.00 (+3.84%) | $946,764 (+4.04%) Land $416,160 Building $530,604 |
| 2023 | $9,762.00 (+64.82%) | $910,000 Land $400,000 Building $510,000 |
| 2022 | $5,923.00 |
22515 S Frederick Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 68th percentile of exposed land nationally · 43rd in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 394 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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