22514 Cutter Mill Dr, Spring, TX 77389 Property Records

Harris County property record for 22514 Cutter Mill Dr, Spring, TX 77389

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,075 sqft · built 2015
Lot Size	0.143 acres (6,224 sqft)
Owner	2 Individual Names on Record
Last Sale	$354,319 (Dec 2024)
Tax Bill	$4,091 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135-904-003-0012`

Property Details

APN / Parcel Number

Primary APN	`135-904-003-0012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,075 sqft Living Area
1st Floor Area	2,075 sqft
Game Room	Game Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,224 sqft (0.143 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1359040030012
Street Address	22514 CUTTER MILL DR
City	SPRING
State	TX
Zip	77389-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 3 SAWMILL RANCH SEC 5
Legal Subdivision	SAWMILL RANCH SEC 5
Legal Block	3
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1013
Census Tract	555200

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22514 CUTTER MILL DR, SPRING, TX 77389-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 20, 2020	Deed of Trust, Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	Oct 1, 2015 · Amount on Record
Deed Document Number	2024469398
Prior Transfer Date	Sep 30, 2015
Prior Transfer Doc	0000450205
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	22514 CUTTER MILL DR, SPRING, TX 77389-1652
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	MEMBERS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021560148
Date	Sep 29, 2021
Instrument	2021-560148

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	22514 CUTTER MILL DR, SPRING, TX 77389-1652
Document Number	0000347718
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22514 CUTTER MILL DR SPRING TX 773891652, SPRING, TX 77389-1652

Mortgage

Document Number	0000347718
Date	Aug 3, 2020
Instrument	347718

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Klein Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,189 (-3.93%) Land $60,224 Building $256,965	$317,189 (-3.93%) Land $60,224 Building $256,965
2025	$4,091.00 (+189.53%) Homeowner's exemption	$330,157 (-3.56%) Land $60,224 Building $269,933	$330,157 (-3.56%) Land $60,224 Building $269,933
2024	$1,413.00 (+4.28%)
2023		$342,345 Land $60,224 Building $282,121	$342,345 Land $60,224 Building $282,121
2022	$1,355.00 (-49%)
2020	$2,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 96 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	96 in force
Nearby Flood Claims	46 (1978–2026)
Claims Outside the SFHA	30 of 46
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 9 claims Severe Storms And Flooding, Jun 2016 · 6 claims Severe Thunderstorms And Flooding, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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