Cook County property record for 2251 Spruce Ave, Des Plaines, IL 60018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,168 sqft · built 1971 |
| Lot Size | 0.196 acres (8,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 1994) |
| Tax Bill | $9,672 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-412-011 |
| Primary APN | 09-29-412-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,168 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,516 sqft (0.196 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2251 SPRUCE AVE |
|---|---|
| City | DES PLAINES |
| State | IL |
| Zip | 60018-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (ACADEMY) OF (SAINT) (PATRICK) SUB IN WH SE SEC 29-41-12 |
| Legal Range | 12E |
| Legal Township | 41N |
| Legal Section | 29 |
| Legal Subdivision | ACADEMY OF SAINT PATRICK |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | MAINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 806501 |
2251 Spruce Ave is owned and occupied by an individual who acquired it in March 2010.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2251 SPRUCE AVE, DES PLAINES, IL 60018-2942 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Mar 24, 2017 | Loan Modification, Mortgage · Conventional Mortgage UNITED TR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 1994 · Amount on File |
| Deed Sale | Aug 5, 1994 · Amount on File |
| Deed Document Number | 1994537 |
| Last Transfer Date | Mar 16, 2010 |
| Transfer Doc | 0000008099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2251 SPRUCE AVE, DES PLAINES, IL 60018-2942 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2251 SPRUCE AVE, DES PLAINES, IL 60018-2942 |
| Document Number | 0002932000 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 2602932000 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate | 6.75% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2251 SPRUCE AVE, DES PLAINES, IL 60018-2942 |
| Document Number | 1710708242 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2251 SPRUCE AVE DES PLAINES IL 600182942, DES PLAINES, IL 60018-2942 |
| Document Number | 1710708242 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 10708242 |
| Name | UNITED TR BK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 16, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Maine Township |
| Municipality | Des Plaines City |
| Elementary School District | Des Plaines Community Consolidated School District 62 (PK - 08) |
| Secondary School District | Maine Township High School District 207 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50,000 Land $10,219 Building $39,781 | $500,000 Land $102,190 Building $397,810 | |
| 2023 | $9,672.00 (+2.76%) | ||
| 2022 | $9,412.00 Homeowner's exemption | $40,000 Land $8,516 Building $31,484 | $400,000 Land $85,160 Building $314,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2251 Spruce Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2251 Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES PLAINES serves 60,675 people · EPA ID IL0310630 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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