1. Home
  2. California
  3. San Luis Obispo County
  4. Oceano
  5. Ocean St

2251 Ocean St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2251 Ocean St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,241 sqft · built 1970
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Oct 2010)
Tax Bill$3,875 (2025)
Deeds & MortgagesOct 2025 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN062-095-013

Property Details

APN / Parcel Number

Primary APN062-095-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,241 sqft Living Area
1st Floor Area1,241 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address2251 OCEAN ST
CityOCEANO
StateCA
Zip93445-8902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN OCEANO BL 17 LT 26 &27LESS 50% MIN RTS
Legal SubdivisionOCEANO
Legal Block17
Legal Lot Number26
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2016
Census Tract12202

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2251 OCEANVIEW RD, OCEANSIDE, CA 92056-3132
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Intrafamily Transfer, Transfer · Commercial Mortgage
CHAMPIONS FUNDING LLC
Sep 15, 2017Deed of Trust, Mortgage · Commercial Mortgage
INTEGRITY FIRST FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2010 · Amount on Record
Deed SaleOct 22, 2010 · Amount on Record
Prior SaleOct 21, 2009 · Amount on Record
Deed Document Number201053225
Prior Transfer DateFeb 26, 1996
Prior Transfer Doc0000009194
Record UpdatedOct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 31, 2025
Property Address2251 OCEAN ST, OCEANO, CA 93445-8902
Document Number0000033641
Map ReferenceMB A PG 148
Instrument DateOct 30, 2025
Instrument2025033641
Transaction TypeTransfer
Record UpdatedDec 4, 2025
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2251 OCEANVIEW RD, OCEANSIDE, CA 92056-3132

Mortgage

Document Number0000033642
DateOct 31, 2025
Instrument2025033642
Lender
NameCHAMPIONS FUNDING LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2251 OCEAN ST, OCEANO, CA 93445-8902
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041441
DateSep 15, 2017
Instrument2017041441
Lender
NameINTEGRITY FIRST FINANCIAL GROUP INC
TypeLending Institution
AddressSAN DIEGO, CA 92122
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$307,083 (+2%) Land $176,411 Building $130,672
2025$3,875.00 (+4.96%)$301,062 (+4.04%) Land $172,952 Building $128,110
2023$3,692.00 (+1.29%)$289,374 Land $166,237 Building $123,137
2022$3,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

Nearby Properties on Ocean St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures