San Diego County property record for 22509 Casa de Carol, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,190 sqft · built 2004 |
| Lot Size | 1.06 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Nov 2021) |
| Tax Bill | $8,627 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 328-040-50-00 |
| Primary APN | 328-040-50-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,190 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 46,609 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 3280402200 |
|---|---|
| Street Address | 22509 CASA DE CAROL |
| City | RAMONA |
| State | CA |
| Zip | 92065-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 2-14-1E PAR B PER DOC86-580383 IN TR 000858 |
| Legal Range | 01E |
| Legal Township | 14 |
| Legal Section | 02 |
| Legal Subdivision | RANCHO SAN VICENTE |
| Legal Tract | 000858 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20801 |
22509 Casa de Carol is owned and occupied by two individuals who bought it in November 2021.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 22509 CASA DE CAROL, RAMONA, CA 92065-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Sep 30, 2013 · Amount on File |
| Deed Document Number | 2021769662 |
| Transfer Doc | 0000666015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 5, 2021 |
| Property Address | 22509 CASA DE CAROL, RAMONA, CA 92065-4402 |
| Document Number | 0000769662 |
| Map Reference | MAP 4396 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021-0769662 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 22509 CASA DE CAROL, RAMONA, CA 92065-4402 |
| Document Number | 0000769663 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021-0769663 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 22509 Casa de Carol was $8,627.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $810,739 (+2%) Land $487,093 Building $323,646 | |
| 2025 | $8,627.00 | $794,843 Land $477,543 Building $317,300 |
| 2023 | $8,089.00 (-0.85%) | $763,980 Land $459,000 Building $304,980 |
| 2022 | $8,158.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 22509 Casa de Carol in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 22509 Casa de Carol is extreme, ranking above 97.4% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.4% of the US · above 87% of California |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
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