FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$35,552.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Mortgage
Document Number
0000010624,
Date
Apr 27, 2026
Instrument
2026..10624
Lender
Name
LOANDEPOT.COM LLC
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 1, 2056
Interest
Rate
6.11%
Max Rate
-1%
November 2021: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
MERCED CA
Recording Date
Nov 30, 2021
Property Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Document Number
0000053087
Map Reference
MB 10 PG 7
Instrument Date
Nov 29, 2021
Instrument
2021053087
Transaction Type
Transfer
Record Updated
Jul 25, 2023
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2250 ORCHARD LN, MERCED, CA 95340-4019
November 2021: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MERCED CA
Recording Date
Nov 30, 2021
Property Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Document Number
0000053086
Map Reference
MB 10 PG 7
Instrument Date
Nov 19, 2021
Instrument
2021053086
Transaction Type
Transfer
Record Updated
Jun 15, 2023
Title Company
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Mortgage
Document Number
0000053088
Date
Nov 30, 2021
Instrument
2021053088
Lender
Name
PNC BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Dec 1, 2051
December 2019: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MERCED CA
Recording Date
Dec 26, 2019
Property Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Document Number
0000043526
Map Reference
MB 10 PG 7
Instrument Date
Dec 9, 2019
Instrument
2019043526
Transaction Type
Transfer
Record Updated
Jul 27, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Mortgage
Document Number
0000043527
Date
Dec 26, 2019
Instrument
2019043527
Lender
Name
JPMORGAN CHASE BANK NA
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jan 1, 2050
May 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
MERCED CA
Recording Date
May 9, 2018
Property Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Document Number
0000013793
Instrument Date
Apr 5, 2018
Instrument
13793
Transaction Type
Transfer
Record Updated
Jun 11, 2018
Title Company
TRANSCOUNTY TITLE COMPANY
Transaction
Amount
Amount on Record
Tax
$176.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
1196 VANDERBILT CT E SUNNYVALE CA 940872483, SUNNYVALE, CA 94087-2483
December 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
MERCED CA
Recording Date
Dec 14, 2017
Property Address
2250 ORCHARD LN, MERCED, CA 95340-4019
Document Number
0000042421
Instrument Date
Dec 12, 2017
Instrument
42421
Transaction Type
Transfer
Record Updated
Jan 3, 2018
Title Company
ATTORNEY ONLY
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
3888 WARDROBE AVE MERCED CA 953419758, MERCED, CA 95341-9758
Tax Assessment & Valuation
The 2025 property tax bill for 2250 Orchard Ln was $1,965, up 5.7% from the year before.
Source: Merced County assessment roll, as of August 21, 2026
Property Jurisdictions
Type
Name
State
California
County
Merced County
Municipality
Merced City
Elementary School District
Merced City Elementary School District (KG - 08)
Secondary School District
Merced Union High School District (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$178,599 (+2%)Land $81,181Building $97,418
2025
$1,965.00 (+5.7%)
$175,098Land $79,590Building $95,508
2024
$1,859.00 (+1.36%)
2023
$1,834.00 (+1.38%)
$168,300Land $76,500Building $91,800
2022
$1,809.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 2250 Orchard Ln in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain
Yes 1% annual chance
Floodway
No
Base Flood Elevation
Varies along the reach; see FIRM
Flood Insurance Requirement
Required federally backed loans
Flood Insurance Cost
Premium on File median of 207 policies
Nearby Flood Policies
207 in force
Nearby Flood Claims
8 (1994–2023)
Most Recent Claim
Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims
Severe Winter Storms And Flooding, Mar 1998 · 4 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2250 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source
Groundwater
Last State Inspection
Sep 2023
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity Cable
2,000 / 250
unWired Broadband Fixed Wireless
400 / 50
Cal.net Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Ayera Technologies, GeoLinks, Verizon.