2250 Bear Den Rd, Unit 308, Frederick, MD 21701 Property Records

Frederick County property record for 2250 Bear Den Rd, Unit 308, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1,542 sqft · built 2005
Lot Size	0.035 acres (1,542 sqft)
Owner	Individual Name on Record
Last Sale	$351,000 (Aug 2025)
Tax Bill	$4,505 (2025)
Deeds & Mortgages	Feb 2024 Reverse Mortgage Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-258560`

Property Details

APN / Parcel Number

Primary APN	`02-258560`
Alternative APN	`258560`

Interior

Units	54 Units
Building Area	1,542 sqft Gross Area
1st Floor Area	1,542 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	1,542 sqft (0.035 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	258560
Street Address	2250 BEAR DEN RD, 308
City	FREDERICK
State	MD
Zip	21701-9423
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 308 THIRD FL. 1,542 SQ. FT.-PARK PLACE ON THE TUSCARORA
Legal Subdivision	PARK PLACE/TUSCARORA
Legal Lot Number	308
Legal Unit	308
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1020
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2250 BEAR DEN RD, 308, FREDERICK, MD 21701-9423
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Deed of Trust, Mortgage · Reverse Mortgage DIRECT MORTGAGE LOANS LLC
Apr 14, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage YMA INVESTMENTS LLC
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit NYMEO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Jun 10, 2014 · Amount on Record
Deed Book / Page	17480 / 24
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2250 BEAR DEN RD UNIT 308, 308, FREDERICK, MD 21701-9423
Transaction Type	Mortgage
Record Updated	Mar 7, 2024
Title Company	COAST TO COAST TITLE SERVICES INC, COAST TO COAST T&E SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 BEAR DEN RD 308, 308, FREDERICK, MD 21701-9423

Mortgage

Document Number	0167710201
Date	Feb 23, 2024
Book Page	16771/201

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	860 Months
Due	Oct 7, 2095

Interest

Rate Type	Adjustable Rate
Rate	7.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2250 BEAR DEN RD UNIT 308, 308, FREDERICK, MD 21701-9423
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0164020404
Date	Apr 14, 2023
Book Page	16402/404

Lender

Name	YMA INVESTMENTS LLC
Type	Non-Lending Institution
Address	HAGERSTOWN, MD 21740

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jun 30, 2024

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2250 BEAR DEN RD UNIT 308, 308, FREDERICK, MD 21701-9423
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125450322
Date	Aug 1, 2018
Book Page	12545/0322

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,667 (+10.26%)	$340,000 (+30.77%) Land $100,000 Building $240,000
2025	$4,505.00 (+147.53%) Homeowner's exemption	$260,000 (+14.71%) Land $90,000 Building $170,000	$260,000 (-) Land $90,000 Building $170,000
2023	$1,820.00 Homeowner's exemption	$226,667	$260,000 Land $90,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Glo Fiber, Verizon.

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