Lubbock County property record for 225 Zoar Ave, Lubbock, TX 79416
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,846 sqft · built 1995 |
| Lot Size | 0.115 acres (5,018 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,248 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R92654 |
| Primary APN | R92654 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,846 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,018 sqft (0.115 acres) |
| Garage Area | 567 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 225 ZOAR AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79416-3102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | WHISPERWOOD L 53-B-1 & N80.5SQ FT OF 54-A |
| Legal Subdivision | WHISPERWOOD |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | 532 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 411 |
225 Zoar Ave is owned and occupied by an individual who acquired it in February 2025.
Source: Lubbock County records, as of February 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 ZOAR AVE, LUBBOCK, TX 79416-3102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 12, 2023 | Vendor's Lien, Transfer · Conventional Mortgage FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2025 |
| Deed Sale | Feb 13, 2025 |
| Prior Sale | Jan 12, 2023 |
| Deed Document Number | 2025-5608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 225 ZOAR AVE, LUBBOCK, TX 79416-3102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 225 ZOAR AVE, LUBBOCK, TX 79416-3102 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043350 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 2025043350 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 12, 2023 |
| Property Address | 225 ZOAR AVE, LUBBOCK, TX 79416-3102 |
| Document Number | 0000001596 |
| Map Reference | VOL 1940 PG 571 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2023001596 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 ZOAR AVE, LUBBOCK, TX 79416-3102 |
| Document Number | 0000001597 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 2023001597 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 225 Zoar Ave was $3,248 with a homeowner's exemption, down 13.9% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,248.00 (-13.89%) Homeowner's exemption | $252,227 Land $50,000 Building $202,227 | $252,227 Land $50,000 Building $202,227 |
| 2024 | $3,772.00 (+120.84%) | ||
| 2023 | $1,708.00 (-42.06%) Homeowner's exemption | $265,982 Land $9,032 Building $277,231 | $286,263 Land $9,032 Building $277,231 |
| 2022 | $2,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Zoar Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 225 Zoar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures