225 Windwood Dr, Stedman, NC 28391 Property Records

Cumberland County property record for 225 Windwood Dr, Stedman, NC 28391

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 2018
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$279,000 (Dec 2025)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0486-54-1428`

Property Details

APN / Parcel Number

Primary APN	`0486-54-1428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Heated Area
1st Floor Area	1,720 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	170 ft deep x 110 ft wide
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	225 WINDWOOD DR
City	STEDMAN
State	NC
Zip	28391-9694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	OAKS AT WINDWOOD LO:37 SE:3-PT2 PL:0140-0067
Legal Subdivision	WINWOOD OAKS
Legal Block	54
Legal Lot Number	37
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CEDAR CREEK
Census Block Group	1
Census Block	1031
Census Tract	2801

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1750 30TH ST, 200, BOULDER, CO 80301-1029
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Feb 7, 2020	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG
Jul 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Jun 6, 2024 · Amount on Record
Deed Document Number	202539819
Deed Book / Page	12404 / 472
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 18, 2025
Property Address	225 WINDWOOD DR, STEDMAN, NC 28391-9694
Document Number	0124040472
Book / Page	12404 / 472
Map Reference	MB 140 PG 67
Instrument Date	Dec 11, 2025
Instrument	39819
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7463 S KELLERMAN WAY, AURORA, CO 80016-2133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 30TH ST # 200, 200, BOULDER, CO 80301-1029

Mortgage

Document Number	0000039820
Date	Dec 18, 2025
Instrument	39820

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 7, 2020
Property Address	225 WINDWOOD DR, STEDMAN, NC 28391-9694
Document Number	0106890551
Book / Page	010689 / 000551
Instrument Date	Feb 7, 2020
Instrument	4562
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	SINGLE SOURCE R/E SERVICES INC, SINGLE SOURCE R/E SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	225 WINDWOOD DR STEDMAN NC 28391, STEDMAN, NC 28391

Mortgage

Document Number	106890553
Date	Feb 7, 2020
Book Page	010689/000553
Instrument	4563

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Jul 5, 2018
Property Address	225 WINDWOOD DR, STEDMAN, NC 28391-9694
Document Number	0103360697
Book / Page	010336 / 000697
Instrument Date	Jul 2, 2018
Instrument	20222
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$816.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Stedman Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00 (+14.54%)	$228,598 (+32.7%) Land $28,000 Building $200,598	$228,598 (+32.7%) Land $28,000 Building $200,598
2024	$2,057.00 (+1.83%)	$172,265 (-) Land $24,000 Building $148,265	$172,265 (-) Land $24,000 Building $148,265
2023	$2,020.00 (+1.87%)	$172,265 Land $24,000 Building $148,265	$172,265 Land $24,000 Building $148,265
2022	$1,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEDMAN serves 1,705 people · EPA ID NC0326030
Water Source	Purchased surface water from FAYETTEVILLE PUBLIC WORKS COMM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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