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225 Washington Ave, Chestertown, MD 21620 Property Records

Kent County property record for 225 Washington Ave, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,536 sqft · built 1920
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Dec 2022)
Tax Bill$7,558 (2026)
Deeds & MortgagesDec 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-021797

Property Details

APN / Parcel Number

Primary APN04-021797
Alternative APN
  • 021797

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,536 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,800 sqft (0.225 acres)
Lot Dimensions200 ft deep x 49 ft wide
Garage TypeDetached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area248 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number021797
Street Address225 WASHINGTON AVE
CityCHESTERTOWN
StateMD
Zip21620-1653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeN
Legal DescriptionLOT 49X200 225 WASHINGTON AVE. CHESTERTOWN
Legal SubdivisionWASHINGTON COLLEGE LEASEHOLD L
Legal Lot Number225
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group2
Census Block2023
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chestertown Historic District (Boundary Increase)
listed 1984 · 456 contributing resources · NRIS 84001808

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4209 LENOX DR, FAIRFAX, VA 22032-1114
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2022 · Amount on Record
Deed SaleDec 2, 2022 · Amount on Record
Prior SaleJun 5, 2008 · Amount on Record
Deed Book / Page1286 / 189
Record UpdatedOct 29, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateDec 2, 2022
Property Address225 WASHINGTON AVE, CHESTERTOWN, MD 21620-1653
Document Number0012860189
Book / Page1286 / 189
Map ReferenceLB SB4 FO 224&225
Instrument DateNov 30, 2022
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4209 LENOX DR, FAIRFAX, VA 22032-1114

Mortgage

Document Number0012860195
DateDec 2, 2022
Book Page1286/195
Lender
NameCHESAPEAKE BANK & TRUST COMPANY
TypeBank
AddressCHESTERTOWN, MD 21620
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
MunicipalityChestertown Town
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,558.00 (+1.27%)$482,300 (+14.36%)$494,500 (+3.84%) Land $126,400 Building $368,100
2025$7,463.00 (+21.49%)
2023$6,143.00$421,733$476,200 Land $126,400 Building $349,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims8 (1983–2003)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESTERTOWN
serves 5,400 people · EPA ID MD0140002
Water SourceGroundwater
Last State InspectionSep 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: IQ Fiber.

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