225 Wadsworth St, Providence, RI 02909 Property Records

Providence City property record for 225 Wadsworth St, Providence, RI 02909

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,184 sqft · built 1930
Lot Size	0.112 acres (4,875 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Oct 2022)
Tax Bill	$3,265 (2025)
Deeds & Mortgages	Nov 2021 Refinance Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PROV M:42 L:234`

Property Details

APN / Parcel Number

Primary APN	`PROV M:42 L:234`
Alternative APNs	`P:0420234 L:0000` `20401`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,092 sqft
Attic	Attic
Attic Area	273 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,875 sqft (0.112 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20401
Street Address	225 WADSWORTH ST
City	PROVIDENCE
State	RI
Zip	02909-2316
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Lot Number	234
Jurisdiction	PROVIDENCE RI
Township / Civil Division	PROVIDENCE
Census Block Group	5
Census Block	5010
Census Tract	1400

Owner

225 Wadsworth St, a duplex, is owned and occupied by an individual who bought it in October 2022.

Source: Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING
Oct 17, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage RONALD BACCALA
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage RONALD BACCALA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Prior Sale	Jan 18, 2012 · Amount on File
Deed Document Number	2022333113
Deed Book / Page	13714 / 97
Transfer Doc	9807-194
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013360-254
Date	Nov 10, 2021
Book Page	13360/254
Instrument	2021304649

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PROVIDENCE RI
Recording Date	Oct 17, 2022
Property Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316
Document Number	0013714-97
Book / Page	13714 / 97
Instrument Date	Oct 14, 2022
Instrument	2022333113
Transaction Type	Transfer
Record Updated	Dec 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316

Mortgage

Document Number	2022333114
Date	Oct 17, 2022
Instrument	2022333114

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316
Document Number	12670-348
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 KILLINGLY ST PROVIDENCE RI 029095902, PROVIDENCE, RI 02909-5902

Mortgage

Document Number	12670-348
Date	Mar 19, 2020
Book Page	012670/000348
Instrument	252361

Lender

Name	RONALD BACCALA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROVIDENCE RI
Property Address	225 WADSWORTH ST, PROVIDENCE, RI 02909-2316
Document Number	11890-28
Book / Page	011890 / 000028
Instrument Date	Nov 3, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 KILLINGLY ST PROVIDENCE RI 029095902, PROVIDENCE, RI 02909-5902

Mortgage

Document Number	11890-28
Date	Nov 22, 2017
Book Page	011890/000028
Instrument	186370

Lender

Name	RONALD BACCALA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 225 Wadsworth St was $3,265.

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Providence City
Unified School District	Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,265.00	$432,500 Land $109,200 Building $323,300	$520,625
2023	$5,494.00 (+3.1%)	$299,400 (-) Land $72,800 Building $226,600
2022	$5,329.00	$299,400 Land $72,800 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Wadsworth St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 225 Wadsworth St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,075 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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