225 W Plum St, Freeman, SD 57029 Property Records

Hutchinson County property record for 225 W Plum St, Freeman, SD 57029

Property Summary

Property Type	Commercial
Lot Size	0.494 acres (21,543 sqft)
Owner	Individual Name on Record
Tax Bill	$2,292 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`240.12.01.N1A`

Property Details

APN / Parcel Number

Primary APN	`240.12.01.N1A`

Exterior

Lot Area	21,543 sqft (0.494 acres)

Location & Zoning

Street Address	225 W PLUM ST
City	FREEMAN
State	SD
Zip	57029-2248
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	N200' OUTLOT 1A OUTLOT ADDITION
Legal Subdivision	OUTLOT ADDITION
Jurisdiction	HUTCHINSON SD
Township / Civil Division	FREEMAN
Census Block Group	2
Census Block	2036
Census Tract	968600

Owner

Source: Hutchinson County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 778, FREEMAN, SD 57029-0778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2017	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF HEBBRONVILLE
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK IN SIOUX FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON SD
Property Address	225 W PLUM ST, FREEMAN, SD 57029-2248
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000155/542
Date	Mar 1, 2017
Book Page	155/542
Instrument	153520

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONVILLE
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON SD
Property Address	225 W PLUM ST, FREEMAN, SD 57029-2248
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000157/206
Date	Nov 5, 2018
Book Page	157/206
Instrument	156287

Lender

Name	THE FIRST NATIONAL BANK IN SIOUX FALLS
Type	Bank
Address	SIOUX FALLS, SD 57117

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Hutchinson County
Municipality	Freeman City
Unified School District	Freeman School District 33-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,110 (+7.2%) Land $35,000 Building $92,110
2025	$2,292.00 (+11.7%) Homeowner's exemption	$118,570 (+29.66%) Land $30,000 Building $88,570	$118,570 Building $118,570
2024	$2,052.00
2023		$91,450 Land $25,000 Building $66,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEMAN serves 1,329 people · EPA ID SD4600134
Water Source	Purchased surface water from BY WATER DISTRICT
Last State Inspection	Sep 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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