225 W Midland Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 225 W Midland Ave, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details2,311 sqft · built 1904
Lot Size0.338 acres (14,702 sqft)
OwnerIndividual Name on Record
Last Sale$755,000 (Aug 2022)
Tax Bill$11,680 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Oct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-04908-0000-00015

Property Details

APN / Parcel Number

Primary APN46-04908-0000-00015
Alternative APNs
  • 460490800015
  • 458900

Interior

Stories2 Stories
Building Area2,311 sqft Living Area

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,702 sqft (0.338 acres)
Lot Dimensions196 ft deep x 75 ft wide
Parking Spaces3 Parking Spaces

Location & Zoning

Account Number458900
Street Address225 W MIDLAND AVE
CityPARAMUS
StateNJ
Zip07652-1843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description75X196 5.9LY
Legal SubdivisionMIDLAND AVE
Legal Block4908
Legal Lot Number15
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1017
Census Tract42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address225 W MIDLAND AVE, PARAMUS, NJ 07652-1843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 1, 2021Deed of Trust, Mortgage · Line of Credit
NVE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2022 · Amount on Record
Deed SaleAug 2, 2022 · Amount on Record
Deed Document Number202276534
Deed Book / Page4760 / 599
Record UpdatedSep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateAug 2, 2022
Property Address225 W MIDLAND AVE, PARAMUS, NJ 07652-1843
Document Number0047600599
Book / Page4760 / 599
Instrument DateJun 16, 2022
Instrument2022076534
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,226.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 W MIDLAND AVE, 225, PARAMUS, NJ 07652-1843

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 W MIDLAND AVE, PARAMUS, NJ 07652-1843

Mortgage

Document Number2022076535
DateAug 2, 2022
Instrument2022076535
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address225 W MIDLAND AVE, PARAMUS, NJ 07652-1843
Transaction TypeMortgage
Record UpdatedNov 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 W MIDLAND AVE, PARAMUS, NJ 07652-1843

Mortgage

Document Number0044000669
DateOct 1, 2021
Book Page4400/669
Instrument2021152446
Lender
NameNVE BANK
TypeBank
AddressENGLEWOOD, NJ 07631
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$821,300 (+5.4%) Land $344,800 Building $476,500$821,300 (+5.4%) Land $344,800 Building $476,500
2025$11,680.00 (+6.07%)$779,200 (+11.99%) Land $316,000 Building $463,200$779,200 (+11.99%) Land $316,000 Building $463,200
2024$11,012.00 (+27.65%)
2023$695,800 Land $274,700 Building $421,100$695,800 Land $274,700 Building $421,100
2022$8,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2004–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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