225 W Henry St, Freeman, SD 57029 Property Records

Hutchinson County property record for 225 W Henry St, Freeman, SD 57029

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (May 2021)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240.26.05.001`

Property Details

APN / Parcel Number

Primary APN	`240.26.05.001`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	225 W HENRY ST
City	FREEMAN
State	SD
Zip	57029-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-2 BLK 5 BUECHLERS ADDITION
Legal Subdivision	BUECHLERS ADDITION
Legal Block	5
Legal Lot Number	1-2
Jurisdiction	HUTCHINSON SD
Township / Civil Division	FREEMAN
Census Block Group	2
Census Block	2012
Census Tract	968600

Owner

Source: Hutchinson County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 W HENRY ST, FREEMAN, SD 57029-2218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust · Stand-Alone First Mortgage CENTRAL BANK
May 21, 2021	Warranty Deed, Transfer · Line of Credit MERCHANTS STATE BANK
May 24, 2018	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Deed Document Number	20211511052
Deed Book / Page	DO / 399
Prior Transfer Date	May 23, 2018
Prior Transfer Doc	000M30/364
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	HUTCHINSON SD
Recording Date	Apr 27, 2026
Property Address	225 W HENRY ST, FREEMAN, SD 57029-2218
Document Number	0001519049
Book / Page	163 / 191
Instrument Date	Apr 15, 2026
Instrument	20261519049
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 W HENRY ST, FREEMAN, SD 57029-2218

Mortgage

Document Number	0001519049,
Date	Apr 27, 2026
Book Page	163/191
Instrument	20261519049

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUTCHINSON SD
Recording Date	May 21, 2021
Property Address	225 W HENRY ST, FREEMAN, SD 57029-2218
Document Number	0000DO/399
Book / Page	DO / 399
Instrument Date	May 20, 2021
Instrument	1511052
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 W HENRY ST, FREEMAN, SD 57029-2217

Mortgage

Document Number	000159/330
Date	May 24, 2021
Book Page	159/330
Instrument	1511064

Lender

Name	MERCHANTS STATE BANK
Type	Bank
Address	FREEMAN, SD 57029

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HUTCHINSON SD
Recording Date	May 24, 2018
Property Address	225 W HENRY ST, FREEMAN, SD 57029-2218
Document Number	000M30/364
Book / Page	M30 / 364
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 W HENRY ST, FREEMAN, SD 57029-2218

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Hutchinson County
Municipality	Freeman City
Unified School District	Freeman School District 33-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,350 (+7.78%) Land $19,880 Building $123,470
2025	$2,147.00 (+2.19%) Homeowner's exemption	$133,000 (+19.86%) Land $17,040 Building $115,960	$133,000 Building $133,000
2024	$2,101.00
2023		$110,960 Land $14,200 Building $96,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEMAN serves 1,329 people · EPA ID SD4600134
Water Source	Purchased surface water from BY WATER DISTRICT
Last State Inspection	Sep 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Golden West Telecommunications Fiber	1,000 / 1,000

May also be available: T-Mobile.

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