225 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 225 W 5th St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,304 sqft · built 1910
Lot Size	0.088 acres (3,840 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Dec 2015)
Tax Bill	$5,480 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-051737`

Property Details

APN / Parcel Number

Primary APN	`02-051737`
Alternative APNs	`2051737` `051737`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,304 sqft Living Area
Gross Area	1,409 sqft
1st Floor Area	724 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Built-Up Asphalt
Lot Area	3,840 sqft (0.088 acres)
Lot Dimensions	192 ft deep x 20 ft wide
Porch	Enclosed Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	051737
Street Address	225 W 5TH ST
City	FREDERICK
State	MD
Zip	21701-4986
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 20 X 192 225 E. 5TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	225
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2008
Census Tract	750100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 E 5TH ST, FREDERICK, MD 21701-5211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2015 · Amount on Record
Deed Sale	Dec 2, 2015 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Book / Page	10882 / 198
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	225 E 5TH ST, FREDERICK, MD 21701-5211
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E 5TH ST, FREDERICK, MD 21701-5211

Mortgage

Document Number	0146610046
Date	Mar 15, 2021
Book Page	14661/46

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,200 (+5.89%)	$443,600 (+17.67%) Land $189,200 Building $254,400
2025	$5,480.00 (+4.86%) Homeowner's exemption	$377,000 (+21.25%) Land $149,200 Building $227,800	$377,000 (-) Land $149,200 Building $227,800
2024	$5,226.00 (+7.24%)
2023	$4,873.00 Homeowner's exemption	$310,933	$377,000 Land $149,200 Building $227,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–1979)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20