225 Trade Wind Ln, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 225 Trade Wind Ln, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,208 sqft · built 1978
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Sep 2019)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`175825-0150`

Property Details

APN / Parcel Number

Primary APN	`175825-0150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	974 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 TRADE WIND LN
City	SAINT AUGUSTINE
State	FL
Zip	32080-6464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	12/93-94 SURFWIND ESTATES SUBDIVISION LOT 15 & E1/4 LOT 14 OR4793/1797
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	SURFWIND ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	15,14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2016
Census Tract	21404

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Nov 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jan 14, 2014 · Amount on Record
Deed Document Number	201967606
Deed Book / Page	4793 / 1797
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464

Mortgage

Document Number	0055981825
Date	Jul 18, 2022
Book Page	5598/1825
Instrument	2022069784

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464

Mortgage

Document Number	0054421890
Date	Dec 13, 2021
Book Page	5442/1890
Instrument	2021134286

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048290347
Date	Nov 12, 2019
Book Page	4829/0347
Instrument	2019084254

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 12, 2019
Property Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464
Document Number	0047931797
Book / Page	4793 / 1797
Map Reference	MB 12 PG 93&94
Instrument Date	Sep 12, 2019
Instrument	2019067606
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,771.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 DR M L KING JR ST N, 1102, SAFETY HARBOR, FL 34695-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 TRADE WIND LN, SAINT AUGUSTINE, FL 32080-6464

Mortgage

Document Number	0047931799
Date	Sep 12, 2019
Instrument	4793/1799

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,280 (+2.7%)	$369,673 (-3.41%) Land $175,000 Building $194,673
2025	$2,762.00 (+13.66%) Homeowner's exemption	$218,384 (+5.99%)	$382,709 (+7.43%) Land $175,000 Building $207,709
2024	$2,430.00 (+2.14%)
2023	$2,379.00 (+3.34%) Homeowner's exemption	$206,048 (+3%)	$356,238 (+9.4%) Land $162,500 Building $193,738
2022	$2,302.00 Homeowner's exemption	$200,047	$325,634 Land $147,000 Building $178,634

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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