225 Sumner Ave, Seaside Heights, NJ 08751 Property Records

Ocean County and Seaside Heights Borough property record for 225 Sumner Ave, Seaside Heights, NJ 08751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,405 sqft · built 1938
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2023)
Tax Bill	$7,482 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`27-00022-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`27-00022-0000-00025`
Alternative APNs	`270002200025` `1148`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,405 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1148
Street Address	225 SUMNER AVE
City	SEASIDE HEIGHTS
State	NJ
Zip	08751-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	25X100
Legal Subdivision	MANHASSETT REALTY COMPANY/SEAS
Legal Block	22
Legal Lot Number	25
Jurisdiction	OCEAN NJ
Township / Civil Division	SEASIDE HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	728004

Owner

225 Sumner Ave is owned by two individuals who bought it in July 2023.

Source: Ocean County and Seaside Heights Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	746 SPRUCE HILL DR, TOMS RIVER, NJ 08753-4391
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jul 25, 2023	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Oct 30, 1987 · Amount on File
Deed Document Number	202355671
Deed Book / Page	19441 / 22
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	225 SUMNER AVE, SEASIDE HEIGHTS, NJ 08751-2327
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SPRUCE HILL DR, TOMS RIVER, NJ 08753-4391

Mortgage

Document Number	0203081704
Date	Mar 11, 2026
Book Page	20308/1704
Instrument	2026019180

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 25, 2023
Property Address	225 SUMNER AVE, SEASIDE HEIGHTS, NJ 08751-2327
Document Number	0194410022
Book / Page	19441 / 22
Instrument Date	Jul 21, 2023
Instrument	2023055671
Transaction Type	Transfer
Record Updated	Aug 8, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TITLE AGENCY COASTAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,839.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 MISTLETOE CT, TOMS RIVER, NJ 08753-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SPRUCE HILL DR, TOMS RIVER, NJ 08753-4391

Mortgage

Document Number	2023055672
Date	Jul 25, 2023
Instrument	2023055672

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 225 Sumner Ave was $7,482, up 20.2% from the year before.

Source: Ocean County and Seaside Heights Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Seaside Heights Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Seaside Heights Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,700 (-) Land $387,500 Building $195,200	$582,700 (-) Land $387,500 Building $195,200
2025	$7,482.00 (+20.23%)	$582,700 Land $387,500 Building $195,200	$582,700 Land $387,500 Building $195,200
2024	$6,223.00
2023		$219,600 (-) Land $100,000 Building $119,600	$219,600 (-) Land $100,000 Building $119,600
2022	$5,492.00 (+3.35%)	$219,600 Land $100,000 Building $119,600	$219,600 Land $100,000 Building $119,600
2021	$5,314.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 Sumner Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 94 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	165 units insured incl. 71 condo units
Nearby Flood Claims	32 (2006–2014)
Most Recent Claim	Aug 2014 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 Sumner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEASIDE HEIGHTS WATER DE serves 19,900 people · EPA ID NJ1526001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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