225 Summer St, Hagerstown, MD 21740 Property Records

Washington County property record for 225 Summer St, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1 ba · 1,462 sqft · built 1899
Lot Size	0.114 acres (4,950 sqft)
Owner	Company Name on Record
Last Sale	$96,000 (Oct 2018)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Oct 2018 Sale & Line of Credit Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-006697`

Property Details

APN / Parcel Number

Primary APN	`03-006697`
Alternative APN	`006697`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,462 sqft Total Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Porch	Slab
Porch Area	408 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	006697
Street Address	225 SUMMER ST
City	HAGERSTOWN
State	MD
Zip	21740-5309
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 45X110 .011 AC 225/227 SUMMER ST
Legal Subdivision	HAGERTOWN MINING AND LAND COMPANYS LAND
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	1
Census Block	1012
Census Tract	900

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12633 CENTURION LN, FAIRFAX, VA 22033-1708
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed, Transfer · Line of Credit CNB BANK INC
Aug 9, 2017	Grant Deed, Transfer 225-227 SUMMER STREET LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Book / Page	5862 / 483
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 31, 2018
Property Address	225 SUMMER ST, HAGERSTOWN, MD 21740-5309
Document Number	0058620483
Book / Page	5862 / 0483
Map Reference	MB1 FO38&39
Instrument Date	Oct 23, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PREMIER STTLEMENTS & TITLE S

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 S POTOMAC ST, HAGERSTOWN, MD 21740-6005

Mortgage

Document Number	0005862488
Date	Oct 31, 2018
Instrument	5862/488

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	246 Months
Due	Apr 23, 2039

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 9, 2017
Property Address	225 SUMMER ST, HAGERSTOWN, MD 21740-5309
Document Number	0055640059
Book / Page	005564 / 000059
Instrument Date	Aug 8, 2017
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16825 SHINHAM RD HAGERSTOWN MD 217402216, HAGERSTOWN, MD 21740-2216

Mortgage

Document Number	55640064
Date	Aug 9, 2017
Book Page	005564/000064

Lender

Name	225-227 SUMMER STREET LLC
Address	16541 NATIONAL PIKE # 21740, HAGERSTOWN, MD 21740-2156

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Aug 8, 2019

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+12.73%)	$207,000 (+12.68%)	$253,600 (+38.05%) Land $35,000 Building $218,600
2025	$1,673.00 (+28.69%)	$183,700 (+29.21%) Land $35,000 Building $148,700	$183,700 (-) Land $35,000 Building $148,700
2023	$1,300.00	$142,167	$183,700 Land $35,000 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon, Xfinity.

Nearby Properties on Summer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures