225 Stone Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 225 Stone Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,298 sqft · built 2018
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$197,000 (Sep 2021)
Tax Bill	$1,382 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`356 140`

Property Details

APN / Parcel Number

Primary APN	`356 140`
Alternative APN	`6179058`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,298 sqft Living Area
1st Floor Area	1,162 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	225 STONE RD
City	SALISBURY
State	NC
Zip	28146-8921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.49AC
Jurisdiction	ROWAN NC
Township / Civil Division	GOLD HILL
Census Block Group	4
Census Block	4001
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 STONE RD, SALISBURY, NC 28146-8921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Feb 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Book / Page	1383 / 446
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 3, 2021
Property Address	225 STONE RD, SALISBURY, NC 28146-8921
Document Number	0013830446
Book / Page	1383 / 446
Map Reference	MB 734 PG 390
Instrument Date	Sep 3, 2021
Transaction Type	Transfer
Record Updated	Sep 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2315 CRESCENT RD, 2315, SALISBURY, NC 28146-0303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 STONE RD, SALISBURY, NC 28146-8921

Mortgage

Document Number	1383447
Date	Sep 3, 2021
Instrument	1383/447

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 15, 2019
Property Address	225 STONE RD, SALISBURY, NC 28146-8921
Document Number	0013270739
Book / Page	1327 / 0739
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 368, ROCKWELL, NC 28138-0368

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 STONE RD, SALISBURY, NC 28146-8921

Mortgage

Document Number	13270740
Date	May 15, 2019
Instrument	1327/0740

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 3, 2017
Property Address	225 STONE RD, SALISBURY, NC 28146-8921
Document Number	0012840440
Book / Page	001284 / 000440
Instrument Date	Dec 22, 2016
Transaction Type	Transfer
Record Updated	Feb 16, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 368 ROCKWELL NC 281380368, ROCKWELL, NC 28138-0368

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,382.00	$206,283 (-) Land $26,000 Building $180,283	$206,283 (-) Land $26,000 Building $180,283
2023	$1,382.00	$206,283 Land $26,000 Building $180,283	$206,283 Land $26,000 Building $180,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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