225 Smith Rd, Springfield Center, NY 13468 Property Records

Otsego County and Springfield Town property record for 225 Smith Rd, Springfield Center, NY 13468

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,194 sqft · built 1870
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$55,120 (Feb 2007)
Tax Bill	$880 (2026)
Deeds & Mortgages	Sep 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`366000 41.06-1-30.00`

Property Details

APN / Parcel Number

Primary APN	`366000 41.06-1-30.00`
Alternative APNs	`600004100600010300000000` `054830`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	834 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,454 sqft (0.24 acres)
Lot Width	82 ft Width
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	332 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	054830
Street Address	225 SMITH RD
City	SPRINGFIELD CENTER
State	NY
Zip	13468-7702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	957 0 0
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	OTSEGO NY
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1023
Census Tract	590101

Owner

225 Smith Rd is owned and occupied by an individual who acquired it in September 2022.

Source: Otsego County and Springfield Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	939 LOONENBERGH TPKE, SHARON SPRINGS, NY 13459-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2007 · Amount on File
Deed Sale	Feb 8, 2007 · Amount on File
Deed Book / Page	1101 / 869
Last Transfer Date	Sep 21, 2022
Transfer Doc	0000000328
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 27, 2022
Property Address	225 SMITH RD, SPRINGFIELD CENTER, NY 13468-7702
Document Number	0000000328
Instrument Date	Sep 21, 2022
Instrument	2022-5328
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	939 LOONENBERGH TPKE, SHARON SPRINGS, NY 13459-3323

Mortgage

Document Number	0000000329
Date	Sep 27, 2022
Instrument	2022-5329

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 225 Smith Rd was $880 with a homeowner's exemption, up 53.8% from the year before.

Source: Otsego County and Springfield Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Springfield Town
Unified School District	Cherry Valley-Springfield Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$880.00 (+53.85%) Homeowner's exemption
2025	$572.00	$37,900 Land $7,200 Building $30,700	$63,687 Land $12,099 Building $51,588
2023		$37,900 Land $7,200 Building $30,700	$50,265 Land $9,549 Building $40,716

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20