225 Smith Dr, Smithfield, VA 23430 Property Records

Isle Of Wight County property record for 225 Smith Dr, Smithfield, VA 23430 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,048 sqft · built 1983
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on File
Last Sale$199,900 (Sep 2011)
Tax Bill$1,849 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN21A-44-013

Property Details

APN / Parcel Number

Primary APN21A-44-013
Alternative APNs
  • 5500360500
  • 4415

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,048 sqft Living Area
1st Floor Area1,048 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)
TerrainRolling
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address225 SMITH DR
CitySMITHFIELD
StateVA
Zip23430-1444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 13 SEC 18 RED PT HTS PLAT BK 8/72
Legal SubdivisionRED PT HEIGHTS
Legal Lot Number13
JurisdictionISLE OF WIGHT VA
Township / Civil DivisionSMITHFIELD
Census Block Group1
Census Block1012
Census Tract280104

Owner

Source: Isle Of Wight County records · APN 21A-44-013

Assessment roll updated October 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 SMITH DR, SMITHFIELD, VA 23430-1444
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 28, 2011 · Amount on Record
Deed SaleSep 28, 2011 · Amount on Record
Prior SaleJun 25, 2008 · Amount on Record
Deed Document Number20113938
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionISLE OF WIGHT VA
Recording DateJul 24, 2026
Property Address225 SMITH DR, SMITHFIELD, VA 23430-1444
Document Number0000003576
Instrument DateJul 23, 2026
Instrument20263576
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 SMITH DR, SMITHFIELD, VA 23430-1444

Mortgage

Document Number0000003576,
DateJul 24, 2026
Instrument20263576
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2046
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Isle Of Wight County records · Assessment roll updated October 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyIsle Of Wight County
MunicipalitySmithfield Town
Unified School DistrictIsle of Wight County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,849.00$238,600 (-) Land $50,000 Building $188,600$238,600 (-) Land $50,000 Building $188,600
2023$238,600 Land $50,000 Building $188,600$238,600 Land $50,000 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Isle Of Wight County (51093C), updated January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510932801041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2006, tidal / storm surge

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of Virginia
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 243 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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