Lincoln County property record for 225 SE Elder St, Toledo, OR 97391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,212 sqft · built 1934 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,054 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 111017BD0150000 |
| Primary APN | 111017BD0150000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,212 sqft Living Area |
| 1st Floor Area | 1,456 sqft |
| Attic Area | 756 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1934 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Patio Area | 168 sqft |
| Heating System | Forced Air |
|---|
| Account Number | R193906 |
|---|---|
| Old Parcel Number | 111017BD0150000 |
| Street Address | 225 SE ELDER ST |
| City | TOLEDO |
| State | OR |
| Zip | 97391-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-G;GENERAL RESIDENTIAL A |
| Legal Description | PROPERTY ID R193906 STANTONS ADDN-TOLEDO, BLOCK 9, LOT 7 & 8, MF425-1082 |
| Legal Range | 10W |
| Legal Township | 11S |
| Legal Section | 17 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | STANTONS ADDN-TOLEDO |
| Legal Block | 9 |
| Legal Lot Number | 7-8 8 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | TOLEDO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 951400 |
225 SE Elder St is owned and occupied by two individuals.
Source: Lincoln County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 SE ELDER ST, TOLEDO, OR 97391-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 225 SE ELDER ST, TOLEDO, OR 97391-1726 |
| Document Number | 0000009643 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 225 SE ELDER ST TOLEDO OR 973911726, TOLEDO, OR 97391-1726 |
| Document Number | 0000009643 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 9643 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | 24120 VAN Y BLVD, MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 225 SE ELDER ST, TOLEDO, OR 97391-1726 |
| Document Number | 0000011272 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 225 SE ELDER ST TOLEDO OR 973911726, TOLEDO, OR 97391-1726 |
| Document Number | 0000011272 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 11272 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2047 |
The 2025 property tax bill for 225 SE Elder St was $3,054, up 5% from the year before.
Source: Lincoln County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Municipality | Toledo City |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,054.00 (+5.02%) | $192,700 (+3%) | $465,860 (-0.71%) Land $61,290 Building $404,570 |
| 2024 | $2,908.00 (+0.83%) | $187,090 (+2.99%) | $469,180 (+4.38%) Land $53,640 Building $415,540 |
| 2023 | $2,884.00 (+3.11%) | $181,650 (+3%) | $449,480 (+14.31%) Land $58,260 Building $391,220 |
| 2022 | $2,797.00 | $176,360 | $393,220 Land $45,970 Building $347,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 SE Elder St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 SE Elder St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOLEDO WATER UTILITIES serves 3,645 people · EPA ID OR4100899 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures