225 SE 3rd Ave, Melrose, FL 32666 Property Records

Bradford County property record for 225 SE 3rd Ave, Melrose, FL 32666

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1978
Lot Size	0.52 acres (22,660 sqft)
Owner	Individual Name on File
Last Sale	$100,900 (Nov 2013)
Tax Bill	$477 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06230-E-02800`

Property Details

APN / Parcel Number

Primary APN	`06230-E-02800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Heated Area
Gross Area	1,416 sqft
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,660 sqft (0.52 acres)
Lot Dimensions	206 ft deep x 110 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	225 SE 3RD AVE
City	MELROSE
State	FL
Zip	32666-5469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 9S 22 LOT 28 SEMINOLE RIDGE UNIT 5
Legal Range	22E
Legal Township	09S
Legal Section	12
Legal Subdivision	SEMINOLE RIDGE #5
Legal Lot Number	28
Legal Unit	5
Jurisdiction	BRADFORD FL
Township / Civil Division	HAMPTON
Census Block Group	4
Census Block	4010
Census Tract	301

Owner

225 SE 3rd Ave is owned and occupied by an individual who bought it in November 2013.

Source: Bradford County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	225 SE 3RD AVE, MELROSE, FL 32666-5469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2013 · Amount on File
Deed Sale	Nov 19, 2013 · Amount on File
Deed Document Number	201304017284
Deed Book / Page	1510 / 337
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	225 SE 3RD AVE, MELROSE, FL 32666-5469
Document Number	0004008827
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 SE 3RD AVE MELROSE FL 326665469, MELROSE, FL 32666-5469

Mortgage

Document Number	0004008827
Date	Nov 16, 2020
Book Page	001871/000044
Instrument	4008827

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 225 SE 3rd Ave was $477 with exemptions applied, up 6.5% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$477.00 (+6.47%) Homeowner's exemption Widower's exemption Additional exemption filed	$85,407 (+2.9%)	$125,372 (+2.51%) Land $35,000 Building $90,372
2024	$448.00 (+8.47%) Homeowner's exemption Widower's exemption Additional exemption filed	$83,000 (+3%)	$122,304 (+15%) Land $35,000 Building $87,304
2023	$413.00 (+2.48%) Homeowner's exemption Widower's exemption Additional exemption filed	$80,583 (+3%)	$106,350 (+11.84%) Land $22,500 Building $83,850
2022	$403.00 Homeowner's exemption Widower's exemption Additional exemption filed	$78,236	$95,095 Land $21,000 Building $74,095

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 SE 3rd Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	9 (2017–2025)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 SE 3rd Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WTP private · serves 1,300 people · EPA ID FL2544255
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20