225 S State St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 225 S State St, Big Rapids, MI 49307

Property Summary

Property Type	Commercial
Details	2,888 sqft · built 1983
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Apr 2021)
Tax Bill	$8,314 (2024)
Deeds & Mortgages	Apr 2021 Sale & Line of Credit Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-14-105-010`

Property Details

APN / Parcel Number

Primary APN	`17-14-105-010`

Interior

Stories	1 Story
Building Area	2,888 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1985
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	109 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 S STATE ST
City	BIG RAPIDS
State	MI
Zip	49307-1791
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	000225 S STATE STREET: THROP'S ADDITION -- THE S 40 FT OF LOT 3 EXC THE E 25 FT & ENTIRE LOT 4 EXC THE E 25 FT THRF
Legal Subdivision	THROP'S ADDITION
Legal Lot Number	3-4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2004
Census Tract	960600

Owner

225 S State St, a commercial property, is owned by an individual who bought it in April 2021.

Source: Mecosta County records, as of July 25, 2025

Owner of Record	Individual Name on File
Mailing Address	220 WINEGLASS LOOP N, LIVINGSTON, MT 59047-8986
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Line of Credit FIRST INTERSTATE BANK
Aug 14, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Nov 9, 2010 · Amount on File
Deed Document Number	20213964
Deed Book / Page	910 / 3922
Prior Transfer Date	Aug 14, 2019
Prior Transfer Doc	00899/0341
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Apr 16, 2021
Property Address	225 S STATE ST, BIG RAPIDS, MI 49307-1791
Document Number	910/3922
Book / Page	910 / 3922
Instrument Date	Apr 8, 2021
Instrument	202100003964
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NOT AVAILABLE, VERIFIED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,365.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15914 230TH AVE, 15914, BIG RAPIDS, MI 49307-8776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WINEGLASS LOOP N, LIVINGSTON, MT 59047-8986

Mortgage

Document Number	202100003965
Date	Apr 16, 2021
Instrument	202100003965

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Aug 14, 2019
Property Address	225 S STATE ST, BIG RAPIDS, MI 49307-1791
Document Number	899/0341
Book / Page	899 / 0341
Instrument Date	Aug 14, 2019
Instrument	201900005785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15914 230TH AVE, BIG RAPIDS, MI 49307-8776

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,300	$348,600
2024	$8,314.00
2023		$142,000	$284,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 S State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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