225 S Harbor Dr, Holmes Beach (Bradenton Beach), FL 34217 Property Records

Manatee County property record for 225 S Harbor Dr, Holmes Beach, FL 34217

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1959
Lot Size	0.13 acres (5,658 sqft)
Owner	Company Name on File
Last Sale	$1,837,500 (Jun 2024)
Tax Bill	$21,391 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`73802-0000-1`

Property Details

APN / Parcel Number

Primary APN	`73802-0000-1`
Alternative APN	`3416287380200001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,536 sqft
Basement Area	176 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,658 sqft (0.13 acres)
Lot Dimensions	82 ft deep x 69 ft wide
View / Lot	Island
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Screened Porch
Porch Area	272 sqft
Patio Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	225 S HARBOR DR
City	HOLMES BEACH
State	FL
Zip	34217-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HB_R-2
Legal Description	THE ADJOINING 10 FT IN WIDTH OF LOT 11 THAT IS A STRIP 10 FT WIDE & ADJOINING LOT 12 & HAVING ITS NELY BDRY PARALLEL TO THE BDRY BET LOTS 11 & 12 & ALL LOT 12 BLK D REVISED
Legal Range	16E
Legal Township	34S
Legal Section	28
Legal Subdivision	SPORTSMANS HARBOR REVISED PLAT
Legal Tract	07373500
Legal Block	D
Legal Lot Number	11
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2009
Census Tract	1801

Owner

225 S Harbor Dr is owned by a company that bought it in June 2024.

Source: Manatee County records, as of October 12, 2026

Owner of Record	Company Name on File
Mailing Address	5965 GRAFTON RD, VALLEY CITY, OH 44280-9329
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAMP GROVE STATE BANK
Apr 8, 2022	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU
Dec 7, 2020	Deed of Trust, Mortgage · Conventional with PMI VALLEY NAT'L BK
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage VALLEY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2024 · Amount on File
Deed Sale	Jun 5, 2024 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	202459052
Prior Transfer Date	Feb 3, 2011
Prior Transfer Doc	0023686415
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	225 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 W PLATT ST 209, 209, TAMPA, FL 33606-1736

Mortgage

Document Number	0041036355
Date	Apr 10, 2023
Instrument	202341036355

Lender

Name	CAMP GROVE STATE BANK
Type	Bank
Address	CORDOVA, IL 61242

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 7, 2025

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 8, 2022
Property Address	225 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Document Number	0041048248
Map Reference	MB 7 PG 96&96A
Instrument Date	Apr 7, 2022
Instrument	202241048248
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	PINEYWOODS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 DEAN DR, 2311, MITCHELL, SD 57301-7521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2023 W PLATT ST # 209, 209, TAMPA, FL 33606-1736

Mortgage

Document Number	0041048249
Date	Apr 8, 2022
Instrument	202241048249

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	225 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Document Number	0041142879
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	GULFATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 S HARBOR DR HOLMES BEACH FL 342171919, HOLMES BEACH, FL 34217-1919

Mortgage

Document Number	0041142879
Date	Dec 22, 2020
Instrument	41142879

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 10, 2018
Property Address	225 S HARBOR DR, HOLMES BEACH, FL 34217-1919
Document Number	0027226308
Book / Page	2722 / 6308
Map Reference	MB7 PG96&96A
Instrument Date	Apr 9, 2018
Instrument	201841035772
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,972.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 22054, MEMPHIS, TN 38122-0054

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	2311 DEAN DR, MITCHELL, SD 57301-7521

Mortgage

Document Number	201841035773
Date	Apr 10, 2018
Instrument	201841035773

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	308 Months
Due	Dec 22, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 225 S Harbor Dr was $21,391, up 15.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Holmes Beach City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,377,416 (-0.6%) Land $679,448 Building $697,968	$1,377,416 (-0.6%) Land $679,448 Building $697,968
2025	$21,391.00 (+15.65%)	$1,385,714 Land $679,448 Building $706,266	$1,385,714 Land $679,448 Building $706,266
2024	$18,497.00 (+1.4%)
2023	$18,241.00 (+84.61%)	$1,143,553 (+62.4%) Land $634,151 Building $509,402	$1,143,553 (+62.4%) Land $634,151 Building $509,402
2022	$9,881.00	$704,165 Land $373,030 Building $331,135	$704,165 Land $373,030 Building $331,135

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 225 S Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 353 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	752 units insured incl. 399 condo units
Nearby Flood Claims	355 (2001–2025)
Claims Outside the SFHA	1 of 355
Most Recent Claim	Jan 2025 · tidal / storm surge
Claims by Event	Hurricane Milton, Oct 2024 · 25 claims Hurricane Helene, Sep 2024 · 293 claims Hurricane Idalia, Sep 2023 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 S Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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