225 S Franklin St, Dearborn, MI 48124 Property Records

Wayne County property record for 225 S Franklin St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,729 sqft · built 1949
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jul 2024)
Tax Bill	$9,535 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-202-02-008`

Property Details

APN / Parcel Number

Primary APN	`82-09-202-02-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	105 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	225 S FRANKLIN ST
City	DEARBORN
State	MI
Zip	48124-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 1150 AND S 1/2 OF LOT 1151 HANNAN'S DEARBORN HILLS SUB NO 4
Legal Subdivision	HANNANS DEARBORN HILLS NO 4
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1000
Census Tract	574800

Owner

225 S Franklin St is owned and occupied by two individuals who bought it in July 2024.

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 S FRANKLIN ST, DEARBORN, MI 48124-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer NVR TITLE, V1 TITLE AGENCY LLC
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 6, 2018	Deed of Trust, Mortgage · Line of Credit DEARBORN FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2024 · Amount on File
Deed Sale	Jul 22, 2024 · Amount on File
Prior Sale	Jul 24, 2023 · Amount on File
Deed Document Number	2024209191
Deed Book / Page	58983 / 591
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 24, 2023
Property Address	225 S FRANKLIN ST, DEARBORN, MI 48124-1353
Document Number	0583610351
Book / Page	58361 / 351
Map Reference	LB 47 PG 73
Instrument Date	Jul 17, 2023
Instrument	2023197708
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	NVR TITLE, V1 TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$3,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S FRANKLIN ST, DEARBORN, MI 48124-1353

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 22, 2021
Property Address	225 S FRANKLIN ST, DEARBORN, MI 48124-1353
Document Number	0568220427
Book / Page	56822 / 427
Map Reference	LB 47 PG 73
Instrument Date	Jun 14, 2021
Instrument	2021260532
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,182.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 S FRANKLIN ST, 225, DEARBORN, MI 48124-1353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 FRANKLIN ST, DEARBORN, MI 48124-1353

Mortgage

Document Number	0568361356
Date	Jun 25, 2021
Book Page	56836/1356
Instrument	2021265532

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jul 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	225 S FRANKLIN ST, DEARBORN, MI 48124-1353
Document Number	0546150189
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	225 S FRANKLIN ST DEARBORN MI 481241353, DEARBORN, MI 48124-1353

Mortgage

Document Number	0546150189
Date	Sep 13, 2018
Book Page	054615/000189
Instrument	269034

Lender

Name	DEARBORN FSB
Type	Federal Savings Bank
Address	DEARBORN, MI 48124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 225 S Franklin St was $9,535 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,500	$525,000
2025	$9,535.00
2023		$190,700 (+35.73%)	$381,400 (+35.73%)
2022		$140,500	$281,000
2019	$4,923.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 S Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 225 S Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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