Franklin County property record for 225 S Cedar St, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1940 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,176 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-1-11.0-1-001-039.000 |
| Primary APN | 25-1-11.0-1-001-039.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 231 sqft |
| Patio Area | 72 sqft |
| Street Address | 225 S CEDAR ST |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-2125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5&6 O T OF GERALD |
| Legal Range | 04W |
| Legal Township | 42 |
| Legal Section | 11 |
| Legal Quarter | NE |
| Legal Subdivision | O T OF GERALD |
| Legal Block | 1 |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 800404 |
225 S Cedar St is owned and occupied by an individual who acquired it in October 2018.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 S CEDAR ST, GERALD, MO 63037-2125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 |
| Deed Sale | Oct 23, 2018 |
| Prior Sale | Apr 2, 2012 |
| Deed Document Number | 1814763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 23, 2018 |
| Property Address | 225 S CEDAR ST, GERALD, MO 63037-2125 |
| Document Number | 0000014763 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 14763 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 S CEDAR ST GERALD MO 63037, GERALD, MO 63037 |
| Document Number | 14764 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 14764 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
The 2025 property tax bill for 225 S Cedar St was $1,176.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Gerald City |
| Unified School District | Gasconade County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,176.00 | $18,306 | $96,350 Land $16,960 Building $79,390 |
| 2023 | $994.00 (-5.6%) | $17,178 | $90,410 Land $16,960 Building $73,450 |
| 2022 | $1,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 S Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 225 S Cedar St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERALD PWS serves 1,383 people · EPA ID MO6010303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: FireServe, Wisper ISP.
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