225 Ryans Ln, Steele, AL 35987 Property Records

St. Clair County property record for 225 Ryans Ln, Steele, AL 35987 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	2,623 sqft Living Area
Lot Size	6,316,200 sqft (145 acres)
Garage	1,584 sqft
Occupancy	Owner Occupied
Last Sale	$311,000 (2015)
Tax Bill	$1,220.00 (2025)

Owner

Source: St. Clair County records · APN 05-05-15-0-000-003.002

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	225 RYANS LN, STEELE, AL 35987-3523
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 07, 2018	Deed of Trust, Mortgage · Conventional Mortgage METRO BANK
May 02, 2018	Warranty Deed, Construction Loan · Building or Construction Mortgage METRO BK
May 02, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2015 · Amount on Record
Deed Sale	Dec 31, 2015 · Amount on Record
Deed Book / Page	2015 / 15257
Prior Transfer Date	Dec 22, 2015
Prior Transfer Doc	0000015257
Record Refreshed	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	225 RYANS LN, STEELE, AL 35987-3523
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041907
Date	Dec 07, 2018
Book Page	MTG 2018/41907

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

May 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 02, 2018
Property Address	225 RYANS LN, STEELE, AL 35987-3523
Document Number	0000004855
Instrument Date	Apr 03, 2018
Instrument	4855
Transaction Type	Construction Loan
Record Updated	Jun 18, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	55 HERNDON DR BLOUNTSVILLE AL 350316800, BLOUNTSVILLE, AL 35031-6800

Mortgage

Document Number	15873
Date	May 02, 2018
Instrument	15873

Lender

Name	METRO BK
Type	Bank
Address	ASHVILLE, AL 35953

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 02, 2018
Property Address	225 RYANS LN, STEELE, AL 35987-3523
Document Number	0000004858
Instrument Date	Apr 03, 2018
Instrument	4858
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Amount	Amount Recorded
Tax	$2.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	225 RYANS LN STEELE AL 359873523, STEELE, AL 35987-3523

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+19.26%)	$40,300 (-73.55%)	$945,640 (+24.14%)
2023		$152,350 Land $102,926 Building $49,424	$761,752 Land $514,632 Building $247,120
2022	$1,023.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 69% of Alabama
Wildfire Likelihood	About 1 in 637 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-05-15-0-000-003.002`
Alternative APNs	`00037720` `37720` `1971`

Interior

Full Baths	2 Baths
Building Area	2,623 sqft Living Area
1st Floor	1,884 sqft 1st Floor
Upper Floors	739 sqft Upper Floors
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,316,200 sqft (145 acres)
Parking Spaces	6 Parking Spaces
Garage Area	1,584 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	00037720
Street Address	225 RYANS LN
City	STEELE
State	AL
Zip	35987-3523
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG SW COR SW TH N TO NW COR SW NW TH E TO NE COR SW NW S TO NW COR SE SW, E 270.03 S 276.52 SE 243.91 NE 375.23 E 213.08 TO
Legal Range	03E
Legal Township	13S
Legal Section	15
Jurisdiction	ST CLAIR AL
Minor Civil Division	ASHVILLE
Census Blockgroup	1
Census Block	1016
Census Tract	40402

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