225 Rudd Rd, Youngsville, NC 27596 Property Records

Franklin County property record for 225 Rudd Rd, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,214 sqft · built 2021
Lot Size	2.05 acres (89,298 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Apr 2025)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1862-43-2195`

Property Details

APN / Parcel Number

Primary APN	`1862-43-2195`
Alternative APNs	`D06D00 006` `005660` `9669`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,214 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Raised Ranch
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached - Finished
Porch	Porch
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9669
Old Parcel Number	D06D00 006
Street Address	225 RUDD RD
City	YOUNGSVILLE
State	NC
Zip	27596-8999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	LOT:6 DIST:103 CITY/MUNI/TWP:YOUNGSVILLE SUBD:W E MAY JR LOT
Legal Subdivision	W E MAY JR LOT
Legal Lot Number	6
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	3
Census Block	3000
Census Tract	60502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 17, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOWER LLC
Oct 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	May 17, 2022 · Amount on Record
Deed Document Number	10098761
Deed Book / Page	2393 / 661
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999

Mortgage

Document Number	0023392187
Date	Jul 13, 2023
Book Page	2339/2187
Instrument	10077476

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	May 17, 2022
Property Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999
Document Number	0023011285
Book / Page	2301 / 1285
Map Reference	CAB 3 SL 65-C
Instrument Date	Mar 23, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1422 WALL RD, 1422, WAKE FOREST, NC 27587-7475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999

Mortgage

Document Number	0023011288
Date	May 17, 2022
Instrument	2301-1288

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Oct 8, 2021
Property Address	225 RUDD RD, YOUNGSVILLE, NC 27596-8999
Document Number	0022732180
Book / Page	2273 / 2180
Map Reference	CAB 3 SL 65-C
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1812 NC 39 HWY S, 1812, LOUISBURG, NC 27549-7104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 WALL RD, WAKE FOREST, NC 27587-7475

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (+7.6%)	$298,070 (+57.42%) Land $29,000 Building $269,070	$298,070 (+57.42%) Land $29,000 Building $269,070
2023	$1,777.00	$189,350 Land $17,580 Building $171,770	$189,350 Land $17,580 Building $171,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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