225 Rossmere Dr, Midlothian, VA 23114 Property Records

Chesterfield County property record for 225 Rossmere Dr, Midlothian, VA 23114

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,664 sqft · built 1985
Lot Size	0.371 acres (16,161 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Jul 2003)
Tax Bill	$4,925 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01614030400H005`

Property Details

APN / Parcel Number

Primary APN	`01614030400H005`
Alternative APNs	`733-70-56-97-500-000` `291799001`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,664 sqft Finished Area
1st Floor Area	183 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	16,161 sqft (0.371 acres)
View / Lot	Golf Course
Garage Area	566 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	266 sqft
Deck Area	319 sqft
Patio Area	319 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	291799001
Street Address	225 ROSSMERE DR
City	MIDLOTHIAN
State	VA
Zip	23114-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	STONEHENGE WEST L 5 BK H SEC 4
Legal Subdivision	STONEHENGE WEST
Legal Block	H
Legal Lot Number	5
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2000
Census Tract	100930

Owner

225 Rossmere Dr is owned and occupied by two individuals who bought it in July 2003.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	225 ROSSMERE DR, MIDLOTHIAN, VA 23114-3086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2003 · Amount on File
Deed Sale	Jul 22, 2003 · Amount on File
Prior Sale	Dec 31, 1997 · Amount on File
Deed Book / Page	5239 / 951
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 29, 2026
Property Address	225 ROSSMERE DR, MIDLOTHIAN, VA 23114-3086
Document Number	0000015234
Book / Page	15231 / 512
Instrument Date	Apr 24, 2026
Instrument	202615234
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	225 ROSSMERE DR, MIDLOTHIAN, VA 23114-3086

Mortgage

Document Number	0000015234,
Date	Apr 29, 2026
Book Page	15231/512
Instrument	202615234

Lender

Name	VIRGINIA CTRL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2046

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 225 Rossmere Dr was $4,925.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,925.00	$550,600 (+4.1%) Land $118,300 Building $432,300	$550,600 (+4.1%) Land $118,300 Building $432,300
2025		$528,900 Land $105,300 Building $423,600	$528,900 Land $105,300 Building $423,600
2023	$3,874.00	$423,000 Land $94,900 Building $328,100	$423,000 Land $94,900 Building $328,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 Rossmere Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Rossmere Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20