Burke County property record for 225 Riverside Dr, Morganton, NC 28655 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,290 sqft · built 1923 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Apr 2016) |
| Tax Bill | $2,135 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793852982 |
| Primary APN | 1793852982 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| Gross Area | 2,813 sqft |
| 1st Floor Area | 1,245 sqft |
| Basement Area | 523 sqft |
| Finished Basement | 523 sqft |
| Flooring | Carpet |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.919 acres) |
| Terrain | Rolling |
| Garage Area | 888 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Old Parcel Number | 1793852982 |
|---|---|
| Street Address | 225 RIVERSIDE DR |
| City | MORGANTON |
| State | NC |
| Zip | 28655-3772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 225 RIVERSIDE DR MORGANTON, NC 28655 |
| Legal Subdivision | J H JR & MARY L MCCOMBS |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20500 |
Source: Burke County records · APN 1793852982
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 RIVERSIDE DR, MORGANTON, NC 28655-3772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Apr 05, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Oct 07, 2019 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 14, 2016 · Amount on Record |
| Deed Sale | Apr 14, 2016 · Amount on Record |
| Deed Document Number | 0002231836 |
| Deed Book / Page | 2231 / 836 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 225 RIVERSIDE DR, MORGANTON, NC 28655-3772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024280257 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 2428/0257 |
| Instrument | 2017032964 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 225 RIVERSIDE DR, MORGANTON, NC 28655-3772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0023410137 |
|---|---|
| Date | Apr 05, 2018 |
| Book Page | 2341/0137 |
| Instrument | 2017014569 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Change Frequency | Annually |
| Min Rate At Change | 6.3% |
| Index | 5-Year CMT |
| Max Rate | 9.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 225 RIVERSIDE DR, MORGANTON, NC 28655-3772 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0024280241 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 2428/0241 |
| Instrument | 2017032963 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,135.00 (-0.42%) | $367,233 (-) Land $68,502 Building $298,731 | $367,233 (-) Land $68,502 Building $298,731 |
| 2023 | $2,144.00 | $367,233 Land $68,502 Building $298,731 | $367,233 Land $68,502 Building $298,731 |
Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230205002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1994–2024) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| City of Morganton | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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