225 River Rd, Elkton, MD 21921 Property Records

Cecil County property record for 225 River Rd, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 1942
Square Footage1,008 sqft Total Area
Lot Size11,325 sqft (0.26 acres)
PoolSpa/Hot Tub (Only)
Last Sale$350,000 (2024)
Tax Bill$4,400.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-009455
Alternative APNs
  • 2009455
  • 009455

Interior

Full Baths1 Baths
Building Area1,008 sqft Total Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area11,325 sqft (0.26 acres)
Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area336 sqft Deck
Boat AccessBoat Access

Utilities and HVAC

Heating SystemSpace Heating
SewageSewage Connected

Location & Zoning

Account Number009455
Street Address225 RIVER RD
CityELKTON
StateMD
Zip21921-7934
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT LOT 7 -.2599 ACRE 225 RIVER ROAD S/W OF ELKTON
Legal SubdivisionLOCUST POINT FARM
Legal Lot Number7
JurisdictionCECIL MD
Minor Civil Division2, CHESAPEAKE CITY
Census Blockgroup1
Census Block1001
Census Tract30200

Owner

Source: Cecil County records · APN 02-009455

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address342 CLAYTON MANOR DR, MIDDLETOWN, DE 19709-8868
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleNov 30, 2021 · Amount on Record
Prior Transfer DateSep 23, 2015
Prior Transfer Doc0038170347
Record RefreshedSep 20, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 30, 2021
Property Address225 RIVER RD, ELKTON, MD 21921-7934
Document Number0050480067
Book / Page5048 / 67
Instrument DateNov 09, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 DRAPER LN, MIDDLETOWN, DE 19709-8017

Mortgage

Document Number0000504871
DateNov 30, 2021
Instrument5048/71
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$453,067 (+14.23%)$509,500 (-) Land $425,500 Building $84,000
2025$4,400.00 (+15.27%)$396,633 (+16.59%)$509,500 (+49.76%) Land $425,500 Building $84,000
2023$3,817.00$340,200 Land $273,500 Building $66,700$340,200 Land $273,500 Building $66,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

Nearby Streets

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