225 River Bend Rd, Jacksonville, NC 28540 Property Records

Onslow County property record for 225 River Bend Rd, Jacksonville, NC 28540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,201 sqft · built 2003
Lot Size0.468 acres (20,373 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Nov 2020)
Tax Bill$2,112 (2026)
Deeds & MortgagesMay 2026 Mortgage
Apr 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN331G-46

Property Details

APN / Parcel Number

Primary APN331G-46
Alternative APNs
  • 400036738
  • 059528

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,201 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area20,373 sqft (0.468 acres)
Lot Dimensions167 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number400036738
Street Address225 RIVER BEND RD
CityJACKSONVILLE
StateNC
Zip28540-2981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL50 P4S1 OAKHURST RIVER EST
Legal SubdivisionOAKHURST RIVER ESTATES PH 4 SEC I
Legal Lot Number50
JurisdictionONSLOW NC
Township / Civil DivisionJACKSONVILLE
Census Block Group1
Census Block1005
Census Tract1101

Owner

225 River Bend Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address225 RIVER BEND RD, JACKSONVILLE, NC 28540-2981
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
OCMBC INC
Apr 25, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on File
Deed SaleNov 6, 2020 · Amount on File
Prior SaleApr 29, 2008 · Amount on File
Deed Book / Page5307 / 355
Prior Transfer DateFeb 9, 2011
Prior Transfer Doc0035490792
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Recording DateMay 20, 2026
Property Address225 RIVER BEND RD, JACKSONVILLE, NC 28540-2981
Document Number6595000957
Book / Page6595 / 957
Instrument DateMay 15, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 RIVER BEND RD, JACKSONVILLE, NC 28540-2981
InvestorPossibly a Property Investor

Mortgage

Document Number6595000957,
DateMay 20, 2026
Book Page6595/957
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address225 RIVER BEND RD, JACKSONVILLE, NC 28540-2981
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061380246
DateApr 25, 2024
Book Page6138/246
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 225 River Bend Rd was $2,112.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,112.00$418,761 (+29.85%) Land $70,000 Building $348,761$418,761 (+29.85%) Land $70,000 Building $348,761
2025$2,112.00$322,508 Land $45,000 Building $277,508$322,508 Land $45,000 Building $277,508
2023$2,112.00$322,508 Land $45,000 Building $277,508$322,508 Land $45,000 Building $277,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 225 River Bend Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2011–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 River Bend Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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