Black Hawk County property record for 225 Ricker St, Waterloo, IA 50703 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 975 sqft · built 1904 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Aug 2023) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-13-379-009 |
| Primary APN | 8913-13-379-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 933 sqft |
| Basement Area | 933 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 147 sqft |
| Deck Area | Deck Area |
| Patio Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 225 RICKER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSONS SECOND ADDITION LOT 12 BLK 6 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 13 |
| Legal Subdivision | MANSONS SECOND ADDITION |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 1701 |
Source: Black Hawk County records · APN 8913-13-379-009
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 RICKER ST, WATERLOO, IA 50703-2659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Prior Sale | Aug 10, 2022 · Amount on Record |
| Deed Document Number | 20232371 |
| Prior Transfer Date | Aug 04, 2022 |
| Prior Transfer Doc | 0000002371 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 225 RICKER ST, WATERLOO, IA 50703-2659 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20202000011218 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 20202000011218 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 01, 2029 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 | $50,510 (+18.29%) Land $6,250 Building $44,260 | $50,510 (+18.29%) Land $6,250 Building $44,260 |
| 2024 | $926.00 (+27.2%) | ||
| 2023 | $42,700 (+28.85%) Land $6,250 Building $36,450 | $42,700 (+28.85%) Land $6,250 Building $36,450 | |
| 2022 | $728.00 | $33,140 Land $6,250 Building $26,890 | |
| 2021 | $33,140 Land $6,250 Building $26,890 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130017012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: LTD Broadband, AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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