225 Reflections Dr, Apt 27, San Ramon, CA 94583 Property Records

Contra Costa County property record for 225 Reflections Dr, Apt 27, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 949 sqft · built 1988
Lot Size	0.025 acres (1,074 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Sep 2025)
Tax Bill	$7,887 (2025)
Deeds & Mortgages	Sep 2025 Sale Feb 2021 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-103-6`

Property Details

APN / Parcel Number

Primary APN	`213-781-103-6`
Alternative APN	`213-781-103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	1,074 sqft (0.025 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	225 REFLECTIONS DR, 27
City	SAN RAMON
State	CA
Zip	94583-4761
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B4 U27
Legal Subdivision	REFLECTIONS CONDO
Legal Tract	6780
Legal Block	4
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	225 REFLECTIONS DR, 27, SAN RAMON, CA 94583-4761
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 23, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Feb 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 14, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 1, 2017	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK
Jun 1, 2017	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	202597761
Prior Transfer Date	Oct 3, 2020
Prior Transfer Doc	0000248595
Record Updated	Oct 29, 2026

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 19, 2025
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000097761
Map Reference	SERNO 2006-319371
Instrument Date	Sep 16, 2025
Instrument	2025- 097761
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TTL SANTA ANA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR 27, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000059732
Date	Feb 26, 2021
Instrument	2021-059732

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 23, 2022
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000129755
Map Reference	MB 326 PG 1
Instrument Date	Aug 9, 2022
Instrument	2022-129755
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000129756
Date	Aug 23, 2022
Instrument	2022-129756

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2020
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000248594
Instrument Date	Oct 3, 2020
Instrument	248594
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 23, 2020
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000248595
Instrument Date	Oct 3, 2020
Instrument	248595
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000140489
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000140489
Date	Jul 15, 2020
Instrument	140489

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000163115
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000163115
Date	Sep 30, 2019
Instrument	163115

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000016775
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000016775
Date	Feb 7, 2019
Instrument	16775

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000061258
Instrument Date	Apr 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000061258
Date	Apr 20, 2018
Instrument	61258

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2017
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000097163
Map Reference	MB326 PG1
Instrument Date	May 26, 2017
Instrument	2017-097163
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000097165
Date	Jun 1, 2017
Instrument	2017-097165

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 1, 2017
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000097162
Map Reference	MB326 PG1
Instrument Date	May 25, 2017
Instrument	2017-097162
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000097164
Date	Jun 1, 2017
Instrument	2017-097164

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 27, 27, SAN RAMON, CA 94583-4761
Document Number	0000027833
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR #27 SAN RAMON CA 945834761, 27, SAN RAMON, CA 94583-4761

Mortgage

Document Number	0000027833
Date	Feb 14, 2017
Instrument	27833

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,000 (-19.85%) Land $334,000 Building $183,000
2025	$7,887.00 (+3.23%)	$645,048 (+4.04%) Land $416,160 Building $228,888
2023	$7,640.00 (+8.32%)	$620,000 Land $400,000 Building $220,000
2022	$7,053.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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