225 Reflections Dr, Apt 14, San Ramon, CA 94583 Property Records

Contra Costa County property record for 225 Reflections Dr, Apt 14, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.015 acres (645 sqft)
Owner	Individual Name on File
Last Sale	$504,000 (Sep 2023)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-024-4`

Property Details

APN / Parcel Number

Primary APN	`213-781-024-4`
Alternative APN	`213-781-024`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Lot Area	645 sqft (0.015 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	225 REFLECTIONS DR, 14
City	SAN RAMON
State	CA
Zip	94583-4733
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B4 U14
Legal Subdivision	SUBDIVISION 6480 BLDG 4
Legal Tract	6780
Legal Block	4
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

225 Reflections Dr, Apt 14 is owned and occupied by an individual who bought it in September 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	225 REFLECTIONS DR, 14, SAN RAMON, CA 94583-4733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 11, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jan 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 14, 2018	Quit Claim Deed, Transfer WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS
Aug 14, 2018	Grant Deed, Transfer WFG NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on File
Deed Sale	Sep 11, 2023 · Amount on File
Prior Sale	Aug 14, 2018 · Amount on File
Deed Document Number	202387512
Prior Transfer Date	Sep 18, 2021
Prior Transfer Doc	0000000999
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR 14, 14, SAN RAMON, CA 94583-4733

Mortgage

Document Number	0000009600
Date	Jan 31, 2024
Instrument	2024-009600

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 11, 2023
Property Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733
Document Number	0000087512
Map Reference	MB 326 PG 1
Instrument Date	Sep 7, 2023
Instrument	2023-087512
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733

Mortgage

Document Number	0000087513
Date	Sep 11, 2023
Instrument	2023-087513

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 4, 2022
Property Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733
Document Number	0000000999
Map Reference	MB 326 PG 1
Instrument Date	Sep 18, 2021
Instrument	2022-000999
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733

Mortgage

Document Number	0000001000
Date	Jan 4, 2022
Instrument	2022-001000

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 14, 2018
Property Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733
Document Number	0000129789
Instrument Date	Aug 10, 2018
Instrument	129789
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4965 KATHLEEN AVE CASTRO VALLEY CA 945462507, CASTRO VALLEY, CA 94546-2507

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 14, 2018
Property Address	225 REFLECTIONS DR APT 14, 14, SAN RAMON, CA 94583-4733
Document Number	0000129788
Map Reference	DOC2006-0168641
Instrument Date	Aug 10, 2018
Instrument	2018-129788
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

The 2025 property tax bill for 225 Reflections Dr, Apt 14 was $6,393 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,000 (-20.25%) Land $284,723 Building $125,277
2025	$6,393.00 Homeowner's exemption	$514,080 Land $357,000 Building $157,080
2023	$6,059.00 (-1.25%)	$474,667 Land $363,608 Building $111,059
2022	$6,136.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 225 Reflections Dr, Apt 14 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Reflections Dr, Apt 14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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