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225 Ray Dr, Merlin, OR 97532 Property Records

Josephine County property record for 225 Ray Dr, Merlin, OR 97532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,550 sqft · built 1974
Lot Size7.27 acres (316,681 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (May 2021)
Tax Bill$2,045 (2025)
Deeds & MortgagesMar 2022 Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-06-19-00-000302

Property Details

APN / Parcel Number

Primary APN35-06-19-00-000302
Alternative APN
  • R303964

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,550 sqft
Basement Area920 sqft
Unfinished Basement920 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Exterior MaterialWood
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area316,681 sqft (7.27 acres)
Garage TypeMixed
Garage Area552 sqft
CarportCarport
Carport Area500 sqft
Parking Spaces4 Parking Spaces
Deck Area480 sqft
Shed1 Shed
Shed Area281 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account NumberR303964
Street Address225 RAY DR
CityMERLIN
StateOR
Zip97532-9730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR5; RURAL RES 5 AC
Legal DescriptionACRES 7.27
Legal Range06
Legal Township35
Legal Section19
Legal Quarter00
Legal Lot Number302
JurisdictionJOSEPHINE OR
Township / Civil DivisionNORTHWEST JOSEPHINE
Census Block Group1
Census Block1013
Census Tract360300

Owner

Source: Josephine County records · APN 35-06-19-00-000302

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address225 RAY DR, MERLIN, OR 97532-9730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 03, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2021 · Amount on Record
Deed SaleMay 03, 2021 · Amount on Record
Deed Document Number2021-008135
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOSEPHINE OR
Property Address225 RAY DR, MERLIN, OR 97532-9730
Transaction TypeMortgage
Record UpdatedMar 16, 2022
Title CompanyAMERITITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003488
DateMar 09, 2022
Instrument2022-003488
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOSEPHINE OR
Recording DateMay 03, 2021
Property Address225 RAY DR, MERLIN, OR 97532-9730
Document Number0000008135
Instrument DateApr 29, 2021
Instrument2021-008135
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyAMERITITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address225 RAY DR, MERLIN, OR 97532-9730

Mortgage

Document Number0000008136
DateMay 03, 2021
Instrument2021-008136
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Josephine County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyJosephine County
Unified School DistrictThree Rivers School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,045.00 (+3.6%)$269,860 (+3%)$513,510 (-3.01%) Land $258,010 Building $255,500
2024$1,974.00 (+18.27%)$262,000 (+3%)$529,440 (+1.07%) Land $273,930 Building $255,510
2023$1,669.00 (+2.46%)$254,370 (+3%)$523,850 (+9.56%) Land $275,970 Building $247,880
2022$1,629.00$246,970$478,130 Land $235,850 Building $242,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Josephine County (41033C), updated May 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410333603001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimMar 2025 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Mar 2025 · 2 claims

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 92% of Oregon
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 19 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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