Rockland County and Haverstraw Town property record for 225 Ramapo Rd, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 1905 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Jan 2019) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage Feb 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.11-2-60 |
| Primary APN | 392203 26.11-2-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| 2nd Floor Area | 550 sqft |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Enclosed Porch |
| Porch Area | 476 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008134 |
|---|---|
| Old Parcel Number | 220302601100020600000000 |
| Street Address | 225 RAMAPO RD |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 304 |
| Legal Description | 42.-4-2 |
| Legal Block | 2 |
| Legal Lot Number | 60.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10601 |
225 Ramapo Rd is owned and occupied by two individuals who acquired it in February 2019.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 RAMAPO RD, GARNERVILLE, NY 10923-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK |
| Feb 4, 2019 | Quit Claim Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on File |
| Deed Sale | Jan 11, 2019 · Amount on File |
| Prior Sale | Jan 11, 2019 · Amount on File |
| Deed Document Number | 0000001110 |
| Last Transfer Date | Feb 4, 2019 |
| Transfer Doc | 0000003951 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 11, 2019 |
| Property Address | 225 RAMAPO RD, GARNERVILLE, NY 10923-1824 |
| Document Number | 0000001110 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 2019-00001110 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 CRESCENT DR APT 29, 8, THIELLS, NY 10984-1639 |
| Name | Verified Name |
|---|---|
| Address | 225 RAMAPO RD, GARNERVILLE, NY 10923-1824 |
| Document Number | 0000001111 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 2019-00001111 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Feb 4, 2019 |
| Property Address | 225 RAMAPO RD, GARNERVILLE, NY 10923-1824 |
| Document Number | 0000003951 |
| Instrument Date | Jan 11, 2019 |
| Instrument | 3951 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 225 RAMAPO RD GARNERVILLE NY 109231824, GARNERVILLE, NY 10923-1824 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $225,100 (-) Land $88,100 Building $137,000 | $386,372 (+5.2%) Land $151,219 Building $235,153 |
| 2023 | $225,100 Land $88,100 Building $137,000 | $367,270 Land $143,743 Building $223,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Ramapo Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Ramapo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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