1. Home
  2. Massachusetts
  3. Middlesex County
  4. Ashland
  5. Prospect St

225 Prospect St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 225 Prospect St, Ashland, MA 01721 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 952 sqft · built 1954
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$238,000 (Dec 2001)
Tax Bill$6,365 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2022 Refinance
Flood ZoneZone X (minimal risk)
APNM:014/029.0-0024-0000.0

Property Details

APN / Parcel Number

Primary APNM:014/029.0-0024-0000.0
Alternative APN
  • ASHL M:029.0 B:0024 L:0000.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Basement Area952 sqft
Unfinished Basement452 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address225 PROSPECT ST
CityASHLAND
StateMA
Zip01721-2213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block24
JurisdictionASHLAND MA
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1031
Census Tract385201

Owner

Source: Middlesex County and Ashland Town records · APN M:014/029.0-0024-0000.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 PROSPECT ST, ASHLAND, MA 01721-2213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage
DIRECT CREDIT UNION
Mar 14, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2001 · Amount on Record
Deed SaleDec 28, 2001 · Amount on Record
Prior SaleJun 01, 1998 · Amount on Record
Transfer Doc49250-520
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Recording DateMay 27, 2026
Property Address225 PROSPECT ST, ASHLAND, MA 01721-2213
Document Number085647-375
Book / Page85647 / 375
Instrument DateMay 21, 2026
Instrument202660953
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 PROSPECT ST, ASHLAND, MA 01721-2213

Mortgage

Document Number0000060953,
DateMay 27, 2026
Book Page85647/375
Instrument202660953
Lender
NameDIRECT CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.23%
Max Rate-1%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHLAND MA
Property Address225 PROSPECT ST, ASHLAND, MA 01721-2213
Transaction TypeMortgage
Record UpdatedApr 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0079813-93
DateMar 14, 2022
Book Page79813/93
Instrument37917
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Middlesex County and Ashland Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAshland Town
Unified School DistrictAshland School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,365.00 (+0.9%)$498,400 (+4.62%) Land $245,900 Building $252,500$504,450 (+5.04%)
2024$6,308.00 (+7.46%)$476,400 (+11.75%) Land $245,900 Building $230,500$480,225
2023$5,870.00$426,300 Land $234,000 Building $192,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173852011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies25 units insured
8 under condo master policies
Nearby Flood Claims3 (1978–2011)
Most Recent ClaimFeb 2011, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures