225 Proctor Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 225 Proctor Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,002 sqft · built 1994
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$151,000 (Nov 2012)
Tax Bill	$1,440 (2023)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`328C095`

Property Details

APN / Parcel Number

Primary APN	`328C095`
Alternative APN	`6326240`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,002 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	908 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	60,113 sqft (1.38 acres)
Garage Area	484 sqft
Porch	Porch
Porch Area	124 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	6326240
Street Address	225 PROCTOR DR
City	SALISBURY
State	NC
Zip	28147-8751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	L36 1.38AC
Legal Subdivision	HARTLEY ACRES SEC 01
Legal Lot Number	36
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3000
Census Tract	51303

Owner

Source: Rowan County records, as of October 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	225 PROCTOR DR, SALISBURY, NC 28147-8751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2012 · Amount on Record
Deed Sale	Nov 30, 2012 · Amount on Record
Prior Sale	Aug 13, 2007 · Amount on Record
Deed Document Number	0001207865
Deed Book / Page	1207 / 865
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	225 PROCTOR DR, SALISBURY, NC 28147-8751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013060794
Date	Apr 3, 2018
Book Page	1306/0794

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28147

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	225 PROCTOR DR, SALISBURY, NC 28147-8751
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013570937
Date	Oct 5, 2020
Book Page	1357/937

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2025
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.87%
Index	5-Year CMT
Margin	2
Max Rate	9.87%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,440.00	$214,934 Land $32,000 Building $182,934	$214,934 Land $32,000 Building $182,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 5 condo units
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Proctor Dr

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