Bandera County property record for 225 Privilege Estates Ln, Pipe Creek, TX 78063
| Property Type | Single Family Home |
|---|---|
| Details | 3,052 sqft · built 2015 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $332,500 (Oct 2022) |
| Tax Bill | $6,957 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23001-00002-0020 |
| Primary APN | 23001-00002-0020 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,052 sqft Living Area |
| 1st Floor Area | 3,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 23001-00002-0020 |
|---|---|
| Street Address | 225 PRIVILEGE ESTATES LN |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRIVILEGE ESTATES 1 BLK 2 LT 2 5 ACRES |
| Legal Subdivision | PRIVILEGE ESTATES 1 |
| Legal Tract | 23001 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 104 |
Source: Bandera County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2022 | Vendor's Lien, Transfer · Conventional Mortgage ENCORE BANK NA |
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CERTAINTY HOME LOANS LLC |
| Apr 16, 2020 | Vendor's Lien, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Apr 16, 2020 · Amount on Record |
| Deed Document Number | 2022255213 |
| Deed Book / Page | 1289 / 424 |
| Prior Transfer Date | Apr 14, 2020 |
| Prior Transfer Doc | 1171/732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Oct 4, 2022 |
| Property Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Document Number | 001289/424 |
| Book / Page | 1289 / 424 |
| Map Reference | VOL 7 PG 27&28 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 255213 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Document Number | 0000255214 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 255214 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2021 |
| Title Company | CHICAGO TITLE/TX LLC, CHICAGO TITLE OF TEXAS LLC |
| Name | Verified Name |
|---|
| Document Number | 1221/53 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 1221/53 |
| Instrument | 244075 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BANDERA TX |
| Recording Date | Apr 16, 2020 |
| Property Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Document Number | 1171/732 |
| Book / Page | 1171 / 732 |
| Map Reference | VOL 7 PG 27&28 |
| Instrument Date | Apr 14, 2020 |
| Instrument | 236285 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1860 BIG THUNDER, 1860, SAN ANTONIO, TX 78245-4753 |
| Name | Verified Name |
|---|---|
| Address | 225 PRIVILEGE ESTATES LN, PIPE CREEK, TX 78063-4702 |
| Document Number | 236286 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 236286 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,957.00 (-8.87%) Homeowner's exemption Senior Citizen's exemption | $649,440 (-0.05%) Land $83,650 Building $565,790 | $649,440 (-0.05%) Land $83,650 Building $565,790 |
| 2024 | $7,634.00 (+6.23%) | ||
| 2023 | $7,186.00 Homeowner's exemption Senior Citizen's exemption | $649,740 Land $60,650 Building $589,090 | $649,740 Land $60,650 Building $589,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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