Polk County property record for 225 Pollys Mountain Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 1988 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,000 (Aug 2024) |
| Tax Bill | $1,969 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P5-23 |
| Primary APN | P5-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,764 sqft Finished Area |
| Basement Area | 1,176 sqft |
| Finished Basement | 336 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Porch | Patio |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 52080 |
|---|---|
| Street Address | 225 POLLYS MOUNTAIN RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | .88 ACRES, P5 MAP P5 |
| Legal Subdivision | MAP P5 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 920303 |
225 Pollys Mountain Rd is owned by an individual who bought it in August 2024.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 776, SALUDA, NC 28773-0776 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2024 · Amount on File |
| Deed Sale | Aug 7, 2024 · Amount on File |
| Prior Sale | Oct 23, 2002 |
| Deed Book / Page | 486 / 2374 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 00404/2334 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 225 Pollys Mountain Rd was $1,969, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,969.00 (+1.29%) | $333,623 (-) Land $38,500 Building $295,123 | $333,623 (-) Land $38,500 Building $295,123 |
| 2025 | $1,944.00 | $333,623 Land $38,500 Building $295,123 | $333,623 Land $38,500 Building $295,123 |
| 2023 | $1,671.00 | $240,711 Land $27,500 Building $213,211 | |
| 2021 | $240,711 Land $27,500 Building $213,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 225 Pollys Mountain Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 225 Pollys Mountain Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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