225 Plum Point Rd, Elkton, MD 21921 Property Records

Cecil County property record for 225 Plum Point Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1 ba · 810 sqft · built 1940
Lot Size	0.97 acres (42,253 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Jul 2020)
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05-044235`

Property Details

APN / Parcel Number

Primary APN	`05-044235`
Alternative APNs	`5044235` `044235`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	810 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.97 acres)
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	044235
Street Address	225 PLUM POINT RD
City	ELKTON
State	MD
Zip	21921-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	.973 ACRE 225 PLUM POINT ROAD S/W OF ELKTON
Legal Subdivision	WOODEREST SHORE VIEW
Jurisdiction	CECIL MD
Township / Civil Division	5, NORTH EAST
Census Block Group	4
Census Block	4002
Census Tract	30904

Owner

Source: Cecil County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	225 PLUM POINT RD, ELKTON, MD 21921-7323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Grant Deed, Transfer MERIDIAN BK
Jul 9, 2018	Trustee's Deed, Foreclosure ARDENT TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Book / Page	4636 / 155
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0042680362
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jul 13, 2020
Property Address	225 PLUM POINT RD, ELKTON, MD 21921-7323
Document Number	0046360160
Book / Page	004636 / 000160
Instrument Date	Mar 26, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	225 PLUM POINT RD ELKTON MD 219217323, ELKTON, MD 21921-7323

Mortgage

Document Number	46360161
Date	Jul 13, 2020
Book Page	004636/000161

Lender

Name	MERIDIAN BK
Type	Bank
Address	CENTER SQUARE, PA 19422

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CECIL MD
Recording Date	Jul 9, 2018
Property Address	225 PLUM POINT RD, ELKTON, MD 21921-7323
Document Number	0042680362
Book / Page	004268 / 000362
Instrument Date	Apr 26, 2018
Transaction Type	Foreclosure
Record Updated	Jul 17, 2018
Title Company	ARDENT TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$78.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 DELAWARE AVE ELKTON MD 219216002, ELKTON, MD 21921-6002

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (+3.26%)	$251,400 (+14.01%) Land $122,600 Building $128,800	$251,400 (+14.01%) Land $122,600 Building $128,800
2025	$2,698.00 (+50.31%)
2023	$1,795.00	$220,500 Land $122,600 Building $97,900	$220,500 Land $122,600 Building $97,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1983–2024)
Claims Outside the SFHA	2 of 27
Most Recent Claim	Aug 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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