225 Plain St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 225 Plain St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,222 sqft · built 2020
Lot Size	0.379 acres (16,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Dec 2020)
Tax Bill	$9,617 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135-050`

Property Details

APN / Parcel Number

Primary APN	`135-050`
Alternative APNs	`FRAN M:211 L:039` `M:135 L:050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Gross Area	5,666 sqft
Basement Area	1,526 sqft
Unfinished Basement	1,526 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,527 sqft (0.379 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	135-050
Street Address	225 PLAIN ST
City	FRANKLIN
State	MA
Zip	02038-2628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	39
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2005
Census Tract	442103

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 PLAIN ST, FRANKLIN, MA 02038-2628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Quit Claim Deed, Subdivision Related Transfer · Stand-Alone Refinance BLUESTONE BANK
Dec 17, 2020	Quit Claim Deed, Construction Loan · Stand-Alone First Mortgage ROCKLAND TRUST CO
Sep 17, 2019	Deed of Trust, Mortgage CHARLES RIV BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Deed Document Number	2020143134
Deed Book / Page	38754 / 31
Record Updated	Sep 20, 2026

January 2022: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jan 31, 2022
Property Address	225 PLAIN ST, FRANKLIN, MA 02038-2628
Document Number	040282-378
Book / Page	40282 / 378
Instrument Date	Jan 25, 2022
Instrument	9166
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 PLAIN ST, FRANKLIN, MA 02038-2628

Mortgage

Document Number	040282-380
Date	Jan 31, 2022
Book Page	40282/380
Instrument	9167

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

December 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Dec 17, 2020
Property Address	225 PLAIN ST, FRANKLIN, MA 02038-2628
Document Number	38754-31
Book / Page	38754 / 31
Instrument Date	Dec 14, 2020
Instrument	143134
Transaction Type	Construction Loan
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 FARM ST, MILLIS, MA 02054-1425

Mortgage

Document Number	143136
Date	Dec 17, 2020
Instrument	143136

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	225 PLAIN ST, FRANKLIN, MA 02038-2628
Document Number	37157-290
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 LOWLAND RD BELLINGHAM MA 020192031, BELLINGHAM, MA 02019-2031

Mortgage

Document Number	37157-290
Date	Sep 17, 2019
Book Page	037157/000290
Instrument	83245

Lender

Name	CHARLES RIV BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,617.00 (+6.43%)	$827,600 (+7.99%) Land $225,000 Building $602,600	$701,195 (+16.6%)
2024	$9,036.00 (+0.24%)	$766,400 (+6.96%) Land $225,000 Building $541,400	$601,350
2023	$9,014.00	$716,500 Land $245,700 Building $470,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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